No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HARTFORD EIN 06-0838648 NONE | Investment management; Insurance services; Contract Administrator; Direct payment from the plan Service code 13 | — | $708K |
| SPRING CONSULTING GROUP LLC EIN 20-3653539 NONE | Actuarial; Contract Administrator; Direct payment from the plan Service code 11 | — | $189K |
| MORRIS DAVIS CHAN & TAN LLP EIN 94-2214860 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $60K |
| BANK OF AMERICA EIN 56-0906609 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $51K |
| SPRING INSURANCE GROUP EIN 20-3653539 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $44K |
| HEALTH CARE POLICY ROUNDTABLE LLC EIN 52-2238237 NONE | Contract Administrator; Insurance services; Direct payment from the plan Service code 13 | — | $15K |
| DELTA DENTAL EIN 22-1896118 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 269 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW JERSEY, INC | 338 | $98K |
| Life insurance | HARTFORD LIFE INSURANCE COMPANY | 441 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.