No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SPRING CONSULTING GROUP LLC EIN 20-3653539 NONE | Direct payment from the plan; Contract Administrator; Actuarial Service code 11 | — | $197K |
| HARTFORD EIN 06-0838648 NONE | Direct payment from the plan; Insurance services; Investment management; Contract Administrator Service code 13 | — | $128K |
| BANK OF AMERICA EIN 56-0906609 TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $59K |
| MORRIS DAVIS CHAN & TAN LLP EIN 94-2214860 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $58K |
| SPRING INSURANCE GROUP EIN 20-3653539 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $44K |
| EISNERAMPER EIN 13-1639826 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $38K |
| AETNA LIFE INSURANCE CO. EIN 06-6033492 NONE | Insurance services; Direct payment from the plan; Contract Administrator Service code 13 | — | $15K |
| DELTA DENTAL EIN 22-1896118 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 333 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NJ. INC | 257 | $133K |
| Life insurance | HARTFORD LIFE INSURANCE COMPANY | 507 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 507 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.