| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAUL D. WALSH BENEFITS3 | 718 RIVER ROAD FAIR HAVE, NJ 07704 | HORIZON HEALTHCARE SERVICES, INC. | $52K | — | $52K | 3.04% |
| GEORGE E BIEL3 Filed as: GEORGE E. BIEL | 1257 CROSSBILL CT. WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $6K | $12K | 6.79% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 1.67% |
| THE JEM AGENCY LLC3 | 50 WINDMILL ROAD ARMONK, NY 10504 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $585 | $1K | $2K | 1.02% |
| ELITE ADMINISTRATION3 | 313 HARKINS BLUFF DR GREER, SC 29651 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $714 | $603 | $1K | 0.77% |
| ANTHONY R MANGIONE3 Filed as: ANTHONY R. MANGIONE | 29 SISSON DRIVE ROCHESTER, NY 14623 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $480 | $613 | $1K | 0.64% |
| KIMANI MATTHEW3 | 153 SOUTE 11TH AVE MT. VERNON, NY 10550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $567 | $264 | $831 | 0.48% |
| ROBERT ARNOLD3 | 650 FIRST STREET HOBOKEN, NJ 07030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | $653 | $712 | 0.41% |
| IRA EDENBAUM3 | 1 CARLETON DR FREEHOLD, NJ 07728 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | $384 | $541 | 0.32% |
| MARVIN COBLE3 | 525 NEW BRUNSWICK ROAD SOMERSET, NJ 08873 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $529 | $529 | 0.31% |
| CDC CONSULTING SERVICES INC3 Filed as: CDC CONSULTING SERVICES | 47 WESTERN AVE DEER PARK, NY 11729 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $388 | $501 | 0.29% |
| GARY BOROWIEC3 | 4 CRAMSEY PLACE DENVILLE, NJ 07834 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $285 | $129 | $414 | 0.24% |
| LOUS TRANQUILI3 | PO BOX 4993 CLINTON, NJ 08809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $245 | $111 | $356 | 0.21% |
| EDWARD P DOUGHERTY INC3 Filed as: EDWARD P DOUGHERTY INC. | 4550 PRESTWICK DR READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $200 | $85 | $285 | 0.17% |
| WENDY BIEL3 | 1257 CROSSBILL CT. WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | $82 | $281 | 0.16% |
| CYNTHIA LERNER RUBIN3 Filed as: CYNTHIA P WHALEN | 123 PINE VALLEY DR MIDDLETOWN, DE 19709 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $117 | $66 | $183 | 0.11% |
| JAMEL WRIGHT3 | 1517 RIVERSIDE STATION BOULEVARD SECAUCUS, NJ 07094 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $122 | $149 | 0.09% |
| RYAN GARVIN3 | 50 MAIN STREET WHITE PLAINS, NY 10606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $44 | $129 | 0.08% |
| EVELYN GARCIA3 | 55 BROADWAY NEW YORK, NY 10028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $82 | $82 | 0.05% |
| CHRISTOPHER JOHNSON3 | 131 WEST 112 ST. APT. B NEW YORK, NY 10026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $70 | $74 | 0.04% |
| MICHAEL ANGELO ARROYO3 | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $39 | $61 | 0.04% |
| WILLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $14 | $51 | 0.03% |
| BRYLIN EMPLOYEE BENEFITS LLC3 | 37 PONDVIEW DRIVE ALLENTOWN, NJ 08501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $33 | $45 | 0.03% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $10 | $26 | 0.02% |
| THE WORKSIGHT GROUP LLC3 | 743 PASSAIC AVE CLIFTON, NJ 07012 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $5 | $12 | 0.01% |
| SEAN COLRICK3 | 58 SOUTH TERRACE SHORT HILLS, NJ 07078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $2 | $2 | 0.00% |
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L JAMISON & CO | 17 STATE ST NEW YORK, NY 10004 | AETNA LIFE INSURANCE CO. | $5K | — | $5K | 4.78% |
| HORIZON INSURANCE COMPANY3 | — | MONY LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 11.07% |
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L. JAMISON & CO. | — | MONY LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 10.99% |
| WENDY BIEL3 | 1257 CROSSBILL COURT WESTON, FL 33327 | VISION SERVICE PLAN | $1K | — | $1K | 4.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 350 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 350 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 212 | $1.7M |
| Dental | AETNA LIFE INSURANCE CO. | 321 | $100K |
| Vision | VISION SERVICE PLAN | 131 | $26K |
| Life insurance | MONY LIFE INSURANCE COMPANY OF AMERICA | 350 | $47K |
| Long-term disability | MONY LIFE INSURANCE COMPANY OF AMERICA | 350 | $47K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 212 | $1.7M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 114 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.