| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L JAMISON & CO | 17 STATE ST NEW YORK, NY 10004 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 0.25% |
| GEORGE E BIEL3 Filed as: GEORGE E. BIEL | 1257 CROSSBILL COURT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $1K | $11K | 8.95% |
| BRAD BIEL3 | 225 GRAND STREET JERSEY CITY, NJ 07302 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $4K | $5K | 4.24% |
| IRA EDENBAUM3 | 1 CARLETON DR FREEHOLD, NJ 07728 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $279 | $3K | 2.68% |
| ELITE ADMINISTRATION3 | 193 SCHLAFER ROAD BAINBRIDGE, NY 13733 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $630 | $2K | 1.92% |
| EVELYN GARCIA3 | 1562 1ST AVE NEW YORK, NY 10028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $936 | $385 | $1K | 1.05% |
| ROBERT ARNOLD3 | 650 FIRST STREET HOBOKEN, NJ 07030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $900 | — | $900 | 0.72% |
| CHRISTOPHER JOHNSON3 | 131 WEST 112 ST APT. 4B NEW YORK, NY 10026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $728 | $29 | $757 | 0.60% |
| SALATHIEL MALDONADO3 | 3717 CYPRESS AVE BROOKLYN, NY 11224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $135 | $332 | $467 | 0.37% |
| GARY BOROWIEC3 | 4 CRAMSEY PLACE DENVILLE, NJ 07834 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $459 | — | $459 | 0.37% |
| LOUIS TRANQUILI3 | P.O. BOX 4993 CLINTON, NJ 08809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $412 | — | $412 | 0.33% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $220 | $80 | $300 | 0.24% |
| JAMEL WRIGHT3 | 341 MIDWOOD ST. BROOKLYN, NY 11225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $221 | $53 | $274 | 0.22% |
| WENDY BIEL3 | 1257 CROSSBILL CT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $269 | — | $269 | 0.21% |
| BRYLIN EMPLOYEE BENEFITS LLC3 | 37 PONDVIEW DRIVE ALLENTOWN, NJ 08501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $219 | $3 | $222 | 0.18% |
| THE JEM AGENCY LLC3 | 50 WINDMILL ROAD ARMONK, NY 10504 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.06% |
| WILLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | — | $61 | 0.05% |
| THE WORKSIGHT GROUP LLC3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $32 | $50 | 0.04% |
| CDC CONSULTING SERVICES INC3 | 47 WESTERN AVE DEER PARK, NY 11729 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.03% |
| MICHAEL ANGELO ARROYO3 | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $4 | $28 | 0.02% |
| LINDSAY JEAN WALTERS3 | 520 N KINGSBURY ST. CHICAGO, IL 60654 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| GEORGE E BIEL3 | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $4K | $240 | $4K | 8.75% |
| ANTHONY R MANGIONE3 | 29 SISSON DRIVE ROCHESTER, NY 14623 | THE PAUL REVERE LIFE INSURANCE COMPANY | $851 | $115 | $966 | 2.17% |
| ELITE ADMINISTRATION3 | 193 SCHLAFER ROAD BAINBRIDGE, NY 13733 | THE PAUL REVERE LIFE INSURANCE COMPANY | $835 | $130 | $965 | 2.17% |
| IRA EDENBAUM3 | 1 CARLETON DR FREEHOLD, NJ 07728 | THE PAUL REVERE LIFE INSURANCE COMPANY | $496 | $49 | $545 | 1.22% |
| BRAD BIEL3 | 225 GRAND STREET JERSEY CITY, NJ 07302 | THE PAUL REVERE LIFE INSURANCE COMPANY | $539 | — | $539 | 1.21% |
| MICHAEL ANGELO ARROYO3 | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | THE PAUL REVERE LIFE INSURANCE COMPANY | $351 | $79 | $430 | 0.97% |
| CHRISTINE MARIE BEACH3 | 612 EASTBROOKE LN ROCHESTER, NY 14618 | THE PAUL REVERE LIFE INSURANCE COMPANY | $245 | $105 | $350 | 0.79% |
| GARY KAMINSKA3 | 113 BEDFORDSHIRE DRIVE HENRIETTA, NY 14467 | THE PAUL REVERE LIFE INSURANCE COMPANY | $162 | — | $162 | 0.36% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | THE PAUL REVERE LIFE INSURANCE COMPANY | $85 | $16 | $101 | 0.23% |
| CHRISTOPHER JOHNSON3 | 131 WEST 112 ST APT 4B NEW YORK, NY 10026 | THE PAUL REVERE LIFE INSURANCE COMPANY | $87 | $4 | $91 | 0.20% |
| THE WORKSIGHT GROUP LLC3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $30 | $52 | $82 | 0.18% |
| WENDY BIEL3 | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $46 | — | $46 | 0.10% |
| KARL L FONDA3 | 311 BROOKSBORO DR WEBSTER, NY 14580 | THE PAUL REVERE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.07% |
| JAMEL WRIGHT3 | 341 MIDWOOD ST BROOKLYN, NY 11225 | THE PAUL REVERE LIFE INSURANCE COMPANY | $16 | $12 | $28 | 0.06% |
| EVELYN GARCIA3 | 1562 1ST AVE NEW YORK, NY 10028 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | $1 | $8 | 0.02% |
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L JAMISON & CO LLC | 20 COMMERCE DRIVE 2ND FLOOR CRANFORD, NJ 07016 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L. JAMISON & CO LLC | 20 COMMERCE DRIVE BSMT 2 CRANFORD, NJ 07016 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $5K | — | $5K | 20.77% |
| WENDY BIEL3 | 1257 CROSSBILL CT WESTON, FL 33327 | VISION SERVICE PLAN | $1K | — | $1K | 5.85% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HERBERT L JAMISON & CO BROKER | Insurance agents and brokers Service code 22 | 17 STATE ST NEW YORK, NY 10004 | $96K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 365 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 300 | $1.7M |
| Dental | AETNA LIFE INSURANCE CO. | 300 | $1.7M |
| Vision | VISION SERVICE PLAN | 106 | $17K |
| Life insurance | AMERICAN GENERAL LIFE INSURANCE COMPANY | 0 | $23K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 347 | $26K |
| Other(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 195 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.