| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEEKER SHARKEY & HURLEY | 21 COMMERCE DRIVE NEWARK, NJ 07016 | USABLE LIFE | $2K | $289 | $2K | 8.78% |
| HORIZON INSURANCE COMPANY | 3 PENN PLAZA M2H NEWARK, NJ 07105 | USABLE LIFE | $2K | — | $2K | 6.99% |
| MEEKER SHARKEY & HURLEY | 21 COMMERCE DRIVE CRANFORD, NJ 07016 | USABLE LIFE | $3K | $340 | $4K | 14.50% |
| HORIZON INSURANCE COMPANY | 3 PENN PLAZA M2H NEWARK, NJ 07105 | USABLE LIFE | — | $2K | $2K | 8.86% |
| MEEKER SHARKEY & HURLEY | 21 COMMERCE DRIVE CRANFORD, NJ 07016 | USABLE LIFE | $2K | $275 | $2K | 9.02% |
| HORIZON INSURANCE COMPANY | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $1K | $1K | 6.94% |
| MEEKER SHARKEY & HURLEY | 21 COMMERCE DRIVE CRANFOD, NJ 07016 | USABLE LIFE | $3K | $322 | $3K | 16.63% |
| HORIZON INSURANCE COMPANY | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $2K | $2K | 10.00% |
| ACRISURE LLC Filed as: MEEKER SHARKEY ASSOCIATES LLC | 21 COMMERCE DRIVE CRANFORD, NJ 07016 | VISION SERVICE PLAN | $0 | — | $0 | 0.00% |
| MEEKER SHARKEY & HURLEY | 21 COMMERCE DRIVE CRANFORD, NJ 07016 | USABLE LIFE | $227 | $31 | $258 | 17.05% |
| HORIZON INSURANCE COMPANY | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $151 | $151 | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 137 | $1.3M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW JERSEY | 294 | $141K |
| Vision | VISION SERVICE PLAN | 129 | $16K |
| Life insurance | USABLE LIFE | 190 | $28K |
| Short-term disability(2 contracts) | USABLE LIFE | 190 | $47K |
| Long-term disability | USABLE LIFE | 190 | $24K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 129 | $319K |
| Other(2 contracts) | USABLE LIFE | 61 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.