PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. UNITY BANK

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 22-3110915

UNITY BANK

64 OLD HIGHWAY 22 · CLINTON, NJ 08809
9087134308
Plans filed
1
Years active
2015–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$783K
No prior year
Persons covered
300
No prior year
Total participants
223
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$783K
UNITY BANK HEALTH & WELFARE PLAN
Fully insured300 covered·5 carriers
Primary: INDECS CORPORATION

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$450K27.7%
Prescription drug$450K27.7%
Dental$184K11.3%
Life$130K8.0%
Short-term disability$130K8.0%
Long-term disability$130K8.0%
Other$130K8.0%
Vision$19K1.2%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
INDECS CORPORATION
EIN 222405857
HRx
$450K57.5%11134
DELTA DENTAL OF CALIFORNIA
EIN 221896118
D
$182K23.2%11300
USABLE LIFE
EIN 710505232
LSTDLTDOth
$130K16.6%11223
VISION SERVICE PLAN
EIN 061227840
V
$19K2.4%11158
FLAGSHIP HEALTH SYSTEMS
EIN 222671069
D
$2K0.3%1132

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CHRISTOPHER SZEMRED BANK, NJDELTA DENTAL OF NEW JERSEY, INC., FLAGSHIP HEALTH SYSTEMS, USABLE LIFE$16K$0$16K62.7%1
HORIZON INSURANCE COMPANYNEWARK, NJUSABLE LIFE$0$10K$10K37.2%1
WORLD INSURANCE ASSOCIATES LLCISELIN, NJFLAGSHIP HEALTH SYSTEMS$8$0$80.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica