No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC. EIN 22-0999690 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.0M |
| FRANK M. VACCARO & ASSOCIATES, INC. EIN 23-2148108 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $996K |
| O'BRIEN, BELLAND & BUSHINSKY, LLC EIN 37-1467056 NONE | Legal; Direct payment from the plan Service code 29 | — | $150K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $147K |
| THOMAS NESTOPOULOUS EIN 22-3052612 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $127K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $117K |
| PASCO INVESTMENT ADVISORS, INC. EIN 22-3326624 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $104K |
| ENJOLI HOLT EIN 22-3052612 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $49K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Direct payment from the plan; Other fees Service code 50 | — | $36K |
| FOX ROTHSCHILD, LLP EIN 23-1404723 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
| AMBASSADOR MEDICAL SERVICES EIN 22-3031438 NONE | Direct payment from the plan; Other fees Service code 50 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,545 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,545 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTAL SERVICES ORGANIZATION, INC | 910 | $544K |
| Vision | VISION BENEFITS OF AMERICA | 1,506 | $141K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,046 | $54K |
| Stop-loss / reinsurancereinsurance | HORIZON HEALTHCARE SERVICES, INC. | 1,545 | $1.2M |
| Other(2 contracts, 2 carriers) | VISION BENEFITS OF AMERICA | 1,506 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,545 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.