See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRANK M. VACCARO & ASSOCIATES, INC. EIN 23-2148108 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.0M |
| HORIZON HEALTHCARE SERVICES, INC. EIN 22-0999690 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $820K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $123K |
| O'BRIEN, BELLAND & BUSHINSKY, LLC EIN 37-1467056 NONE | Legal; Direct payment from the plan Service code 29 | — | $92K |
| PASCO INVESTMENT ADVISORS, INC. EIN 22-3326624 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $65K |
| ATAP NONE | Other fees; Direct payment from the plan Service code 50 | 4170 WOODHAVEN RD PHILADELPHIA, PA 19154 | $38K |
| ENJOLI HOLT EIN 22-3052612 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $38K |
| THOMAS NESTOPOULOUS EIN 22-3052612 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $26K |
| FOX ROTHSCHILD, LLP EIN 23-1404723 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $23K |
| XL COMMUNICATIONS, INC. NONE | Direct payment from the plan; Other services Service code 49 | 44 OLD RIDGEFIELD RD. 236 WILTON, CT 06897 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,463 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,463 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTAL SERVICES ORGANIZATION, INC | 505 | $104K |
| Vision | VISION BENEFITS OF AMERICA | 1,379 | $122K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,388 | $60K |
| Stop-loss / reinsurancereinsurance | HORIZON HEALTHCARE SERVICES, INC. | 1,388 | $1.0M |
| Other(3 contracts, 3 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 1,388 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.