| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FIDUCIARY INTERMEDIARY LTD | 370 LEXINGTON AVENUE NEW YORK, NY 10017 | HORIZON HEALTHCARE SERVICES, INC. | $100K | $0 | $100K | 2.62% |
| FIDUCIARY INTERMEDIARY LTD | 370 LEXINGTON AVENUE NEW YORK, NY 10017 | HORIZON HEALTHCARE SERVICES, INC. | $28K | $0 | $28K | 1.80% |
| GA SOLUTIONS LLC3 | 370 LEXINGTON AVENUE SUITE 703 NEW YORK, NY 10017 | GUARDIAN | $70K | $9K | $80K | 9.05% |
| GEORGE E BIEL Filed as: GEORGE E. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $660 | $16K | 7.26% |
| BRAD BIEL | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 1.52% |
| ELITE ADMINISTRATION | 193 SCHLAFER RD BAINBRIDGE, NY 13733 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $133 | $2K | 1.02% |
| IRA EDENBAUM | 1 CARLETON DRIVE FREEHOLD, NJ 07728 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $242 | $1K | 0.58% |
| JAMES R NELLIGAN & ASSOCIATES LLC | PO BOX 3213 SEA BRIGHT, NJ 07760 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $922 | $0 | $922 | 0.41% |
| BRYLIN EMPLOYEE BENEFITS LLC | 37 PONDVIEW DRIVE ALLENTOWN, NJ 08501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $509 | $59 | $568 | 0.25% |
| RAUL CAIRO JR | 310 77TH STREET NORTH BERGEN, NJ 07047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $501 | $5 | $506 | 0.23% |
| WENDY BIEL Filed as: WENDY D. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $377 | $0 | $377 | 0.17% |
| FRANK M DARTEE | 12 MOONSHADOW CT KINNELON, NJ 07405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $176 | $0 | $176 | 0.08% |
| EDWARD P DOUGHERTY INC | 4550 PRESTWICK DR READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | $39 | $173 | 0.08% |
| DONALD MORRIS SCHULER | 963 HUNT DRIVE YARDLEY, PA 19067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166 | $0 | $166 | 0.07% |
| JAMEL WRIGHT | 341 MIDWOOD ST BROOKLYN, NY 11225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | $1 | $79 | 0.04% |
| WILLIAM E GOOD Filed as: WILLIAM E. GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | $0 | $77 | 0.03% |
| MICHAEL R ACKERMAN | 150 E. SWEDESFORD RD WAYNE, PA 19087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | $0 | $68 | 0.03% |
| THE WORKSIGHT GROUP LLC | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $38 | $59 | 0.03% |
| CDC CONSULTING SERVICES INC | 47 WESTERN AVE DEER PARK, NY 11729 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | $0 | $55 | 0.02% |
| DAVID A BETMAN | 4106 STOCONGA DRIVE BELTSVILLE, MD 20705 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $0 | $49 | 0.02% |
| DIANE G. DAVIDSON | 72 HIGH STREET BUTLER, NJ 07405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.02% |
| MICHAEL ANGELO ARROYO | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $0 | $29 | 0.01% |
| BRENT L GOODE Filed as: BRENT MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.01% |
| MARIA VERONICA JARQUE | 8366 VIA SONOMA UNIT E LA JOLLA, CA 92037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| SARAI HERNANDEZ | 253 E TUSCULUM STREET PHILADELPHIA, PA 19134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| BENCHMARK PLANNING GROUP LLC3 Filed as: BENCHMARK PLANNING GROUP | 65 MECHANIC STREET, STE 106 RED BANK, NJ 07701 | VSP | $2K | — | $2K | 3.75% |
| GEORGE E BIEL Filed as: GEORGE E. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $45 | $2K | 6.23% |
| THE JEM AGENCY LLC | 50 WINDMILL ROAD ARMONK, NY 10504 | THE PAUL REVERE LIFE INSURANCE COMPANY | $330 | $0 | $330 | 1.20% |
| ELITE ADMINISTRATION | 193 SCHLAFER RD BAINBRIDGE, NY 13733 | THE PAUL REVERE LIFE INSURANCE COMPANY | $278 | $12 | $290 | 1.05% |
| BRAD BIEL | 2 GOLD ST NEW YORK, NY 10038 | THE PAUL REVERE LIFE INSURANCE COMPANY | $155 | $4 | $159 | 0.58% |
| WENDY BIEL Filed as: WENDY D. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $56 | $0 | $56 | 0.20% |
| IRA EDENBAUM | 1 CARLETON DRIVE FREEHOLD, NJ 07728 | THE PAUL REVERE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.07% |
| WILLIAM E GOOD Filed as: WILLIAM E. GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | THE PAUL REVERE LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.06% |
| FRANK M DARTEE Filed as: FRANK M. DARTEE | 12 MOONSHADOW CT KINNELON, NJ 07405 | THE PAUL REVERE LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.06% |
| ELIZABETH HERNANDEZ | 245 W 72ND STREET NEW YORK, NY 10023 | THE PAUL REVERE LIFE INSURANCE COMPANY | $12 | $2 | $14 | 0.05% |
| LORRAINE RHODES | 1465 ROUTE 29 GALWAY, NY 12074 | THE PAUL REVERE LIFE INSURANCE COMPANY | $13 | $0 | $13 | 0.05% |
| BRENDA MALANEY GORE Filed as: BRENDA PALMA | 324 STONE CHURCH RD BALLSTON SPA, NY 12020 | THE PAUL REVERE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.04% |
| MICHAEL R ACKERMAN Filed as: MICHAEL R. ACKERMAN | 150 E. SWEDESFORD RD STE 102 WAYNE, PA 19087 | THE PAUL REVERE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| DIANE G. DAVIDSON | 72 HIGH STREET BUTLER, NJ 07405 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| THE WORKSIGHT GROUP LLC | 743 PASSAIC AVE CLIFTON, NJ 07012 | THE PAUL REVERE LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| AIKEN ENTERPRISES LLC | 341 GILLIGAN RD HUDSON, NY 12534 | THE PAUL REVERE LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 658 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 658 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 486 | $3.8M |
| Dental | GUARDIAN | 658 | $881K |
| Vision(2 contracts, 2 carriers) | GUARDIAN | 658 | $930K |
| Life insurance(3 contracts, 3 carriers) | GUARDIAN | 658 | $1.1M |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 171 | $252K |
| Long-term disability(3 contracts, 3 carriers) | GUARDIAN | 658 | $1.1M |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 440 | $1.5M |
| Other(2 contracts, 2 carriers) | GUARDIAN | 658 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.