| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FIDUCIARY INTERMEDIARY LTD | 370 LEXINGTON AVENUE NEW YORK, NY 10017 | HORIZON HEALTHCARE SERVICES, INC. | $104K | $0 | $104K | 3.14% |
| FIDUCIARY INTERMEDIARY LTD | 370 LEXINGTON AVENUE NEW YORK, NY 10017 | HORIZON HEALTHCARE SERVICES, INC. | $26K | $0 | $26K | 2.38% |
| GA SOLUTIONS LLC3 | 370 LEXINGTON AVENUE SUITE 703 NEW YORK, NY 10017 | GUARDIAN | $66K | $11K | $78K | 9.88% |
| GEORGE E BIEL Filed as: GEORGE E. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24K | $695 | $24K | 10.83% |
| BRAD BIEL | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $4K | $6K | 2.58% |
| ELITE ADMINISTRATION | 193 SCHLAFER RD BAINBRIDGE, NY 13733 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 1.76% |
| JAMES R NELLIGAN & ASSOCIATES LLC | PO BOX 3213 SEA BRIGHT, NJ 07760 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.47% |
| IRA EDENBAUM | 1 CARLETON DRIVE FREEHOLD, NJ 07728 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $733 | $67 | $800 | 0.35% |
| EDWARD P DOUGHERTY INC | 4550 PRESTWICK DR READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $381 | $76 | $457 | 0.20% |
| WENDY BIEL Filed as: WENDY D. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $442 | $0 | $442 | 0.20% |
| BRYLIN EMPLOYEE BENEFITS LLC | 37 PONDVIEW DRIVE ALLENTOWN, NJ 08501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $409 | $12 | $421 | 0.19% |
| FRANK M DARTEE | 12 MOONSHADOW CT KINNELON, NJ 07405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $210 | $0 | $210 | 0.09% |
| JAMEL WRIGHT | 341 MIDWOOD ST BROOKLYN, NY 11225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | $65 | $144 | 0.06% |
| WILLIAM E GOOD Filed as: WILLIAM E. GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | $0 | $93 | 0.04% |
| DAVID A BETMAN | 4106 STOCONGA DRIVE BELTSVILLE, MD 20705 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $80 | $0 | $80 | 0.04% |
| MICHAEL R ACKERMAN | 150 E. SWEDESFORD RD WAYNE, PA 19087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | $0 | $76 | 0.03% |
| MICHAEL ANGELO ARROYO | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | $5 | $71 | 0.03% |
| PETER C FOURNIER Filed as: PETER C. FOURNIER | 700-76 BROADWAY #186 WESTWOOD, NJ 07675 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | $0 | $62 | 0.03% |
| CDC CONSULTING SERVICES INC | 47 WESTERN AVE DEER PARK, NY 11729 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $0 | $61 | 0.03% |
| DIANE G. DAVIDSON | 72 HIGH STREET BUTLER, NJ 07405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $0 | $49 | 0.02% |
| SARAI HERNANDEZ | 253 E TUSCULUM STREET PHILADELPHIA, PA 19134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $1 | $36 | 0.02% |
| ROLANDA BREWER | 32 PERSHING LN SICKERVILLE, NJ 08081 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | $0 | $30 | 0.01% |
| GARY D DAVIS | 1 ARCTURUS DRIVE SEWELL, NJ 08080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.01% |
| BRENT L GOODE Filed as: BRENT MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.01% |
| MARIA VERONICA JARQUE | 8366 VIA SONOMA UNIT E LA JOLLA, CA 92037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $1 | $12 | 0.01% |
| WAYNE S WOOSTER | 383 N KINGS HWY CHERRY HILL, NJ 08034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.00% |
| THE WORKSIGHT GROUP LLC | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $4 | $7 | 0.00% |
| KIMBERLY FERGUSON | 4059 LOMAR DRIVE MT AIRY, MD 21771 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| STEPHEN M HENSS LLC | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
| JAMES CAREY | 1109 SAUNDERS COURT WEST CHESTER, PA 19380 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| JAKORP INC | 14458 CRESTWOOD AVENUE POWAY, CA 92064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| MICHAEL C WALKER Filed as: MICHAEL J MINNEY | PO BOX 365 POWAY, CA 92074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| GEORGE E BIEL Filed as: GEORGE E. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $30 | $2K | 6.28% |
| ELITE ADMINISTRATION | 193 SCHLAFER RD BAINBRIDGE, NY 13733 | THE PAUL REVERE LIFE INSURANCE COMPANY | $259 | $18 | $277 | 1.07% |
| THE JEM AGENCY LLC | 50 WINDMILL ROAD ARMONK, NY 10504 | THE PAUL REVERE LIFE INSURANCE COMPANY | $227 | $2 | $229 | 0.89% |
| BRAD BIEL | 2 GOLD ST NEW YORK, NY 10038 | THE PAUL REVERE LIFE INSURANCE COMPANY | $130 | $3 | $133 | 0.51% |
| BRENDA MALANEY GORE Filed as: BRENDA PALMA | 324 STONE CHURCH RD BALLSTON SPA, NY 12020 | THE PAUL REVERE LIFE INSURANCE COMPANY | $102 | $0 | $102 | 0.39% |
| WENDY BIEL Filed as: WENDY D. BIEL | 1257 CROSSBILL CT WESTON, FL 33327 | THE PAUL REVERE LIFE INSURANCE COMPANY | $62 | $0 | $62 | 0.24% |
| ELIZABETH HERNANDEZ | 245 W 72ND STREET NEW YORK, NY 10023 | THE PAUL REVERE LIFE INSURANCE COMPANY | $55 | $2 | $57 | 0.22% |
| LORRAINE RHODES | 1465 ROUTE 29 GALWAY, NY 12074 | THE PAUL REVERE LIFE INSURANCE COMPANY | $34 | $3 | $37 | 0.14% |
| IRA EDENBAUM | 1 CARLETON DRIVE FREEHOLD, NJ 07728 | THE PAUL REVERE LIFE INSURANCE COMPANY | $22 | $0 | $22 | 0.09% |
| WILLIAM E GOOD Filed as: WILLIAM E. GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | THE PAUL REVERE LIFE INSURANCE COMPANY | $17 | $0 | $17 | 0.07% |
| FRANK M DARTEE Filed as: FRANK M. DARTEE | 12 MOONSHADOW CT KINNELON, NJ 07405 | THE PAUL REVERE LIFE INSURANCE COMPANY | $17 | $0 | $17 | 0.07% |
| PETER C FOURNIER Filed as: PETER C. FOURNIER | 700-76 BROADWAY #186 WESTWOOD, NJ 07675 | THE PAUL REVERE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.04% |
| MICHAEL R ACKERMAN Filed as: MICHAEL R. ACKERMAN | 150 E. SWEDESFORD RD STE 102 WAYNE, PA 19087 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.03% |
| THE WORKSIGHT GROUP LLC | 743 PASSAIC AVE CLIFTON, NJ 07012 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | $4 | $6 | 0.02% |
| DIANE G. DAVIDSON | 72 HIGH STREET BUTLER, NJ 07405 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| AIKEN ENTERPRISES LLC | 341 GILLIGAN RD HUDSON, NY 12534 | THE PAUL REVERE LIFE INSURANCE COMPANY | $4 | $1 | $5 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 595 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 432 | $3.3M |
| Dental | GUARDIAN | 595 | $785K |
| Vision | GUARDIAN | 595 | $785K |
| Life insurance(3 contracts, 3 carriers) | GUARDIAN | 595 | $1.0M |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 178 | $252K |
| Long-term disability(3 contracts, 3 carriers) | GUARDIAN | 595 | $1.0M |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 405 | $1.1M |
| Other(2 contracts, 2 carriers) | GUARDIAN | 595 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.