| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK STE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK STE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 | GENERAL AGENCY LLC 400 BERWYN PARK STE 200 BERWYN, PA 193121190 | PRINCIPAL LIFE INSURANCE COMPANY | $24K | $3K | $27K | 18.11% |
| ENROLLEASE3 Filed as: ONEDIGITAL PREMIER SERVICES LLC | 400 BERWYN PARK STE 200 BERWYN, PA 193121190 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 4.59% |
| FINANCIAL GROUP LLC3 | 4664 SOUTH BLVD STE 200 B VIRGINIA BEACH, VA 23452 | OPTIMA HEALTH PLAN | $1K | — | $1K | 1.35% |
| CHOICE FINANCIAL GROUP LLC3 Filed as: CHOICE FINANCIAL - FNBC | 4664 SOUTH BLVD STE 200 B VIRGINIA BEACH, VA 23452 | OPTIMA HEALTH PLAN | $129 | — | $129 | 0.15% |
| ENROLLEASE3 Filed as: KATZ PIERZ INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | AFLAC | $423 | — | $423 | 4.38% |
| MICHAEL HENSH3 | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $285 | — | $285 | 2.95% |
| SARAH A ROBERTSON3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $213 | — | $213 | 2.21% |
| ELIZABETH K MILLS3 | 96 BEAL RD ELMER, NJ 08318 | AFLAC | $87 | — | $87 | 0.90% |
| JENNIFER L SAUNDERS3 | PO BOX 76 VILLAS, NJ 08251 | AFLAC | $77 | — | $77 | 0.80% |
| DENNIS E LEWIS3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $74 | — | $74 | 0.77% |
| DESARNO BENEFITS LLC3 | 1901 STATE ROUTE 71 STE 3B WALL, NJ 07719 | AFLAC | $57 | — | $57 | 0.59% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $37 | — | $37 | 0.38% |
| JASON M ROBERTSON3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $33 | — | $33 | 0.34% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $32 | — | $32 | 0.33% |
| ASHLEY SKOURTIS3 | 24 GRAVELLY HILL RD BRIDGETON, NJ 08302 | AFLAC | $8 | — | $8 | 0.08% |
| MATTHEW W EVANS3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $7 | — | $7 | 0.07% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $7 | — | $7 | 0.07% |
| JEREMY A FELDMAN3 | 11337 NEWPORT BAY DR BERLIN, MD 21811 | AFLAC | $7 | — | $7 | 0.07% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | 2 BALA PLZ STE 300 BALA CYNWYD, PA 19004 | AFLAC | $6 | — | $6 | 0.06% |
| ENROLLEASE3 Filed as: KATZ PIERCE INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 19.04% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| ENROLLEASE3 Filed as: KATZ PIERCE INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | SUN LIFE ASSURANCE COMPANY OF CANADA | $325 | — | $325 | 7.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AMERIHEALTH INS. CO. | 140 | $994K |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $152K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $154K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $148K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $148K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $156K |
| Prescription drug | AMERIHEALTH INS. CO. | 140 | $195K |
| Other(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 261 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.