| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | AMERIHEALTH HMO, INC. | — | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| ADVANCED BENEFIT CONCEPTS OF CHERRY3 Filed as: ADVANCED BENEFIT CONCEPTS | OF CHERRY HILL 413 MARLTON PIKE E STE 300 CHERRY HILL, NJ 080342483 | PRINCIPAL LIFE INSURANCE COMPANY | $21K | $585 | $22K | 17.35% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| SULPIZIIO3 | 413 MARLTON PIKE EAST STE 100 CHERRY HILL, NJ 08034 | OPTIMA HEALTH PLAN | $1K | — | $1K | 2.83% |
| FIRST NATIONAL BROKERAGE3 | 5311 PATTERSON AVE RICHMOND, VA 232262041 | OPTIMA HEALTH PLAN | $459 | — | $459 | 0.93% |
| SARAH A ROBERTSON3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $396 | $35 | $431 | 4.81% |
| DENNIS E LEWIS3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $167 | — | $167 | 1.86% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR 2ND FLOOR ELLICOTT CITY, MD 21042 | AFLAC | $71 | — | $71 | 0.79% |
| JASON M ROBERTSON3 | 5337 SWEETWATER DR WEST RIVER, MD 20778 | AFLAC | $36 | — | $36 | 0.40% |
| MATTHEW W EVANS3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $10 | $6 | $16 | 0.18% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $15 | — | $15 | 0.17% |
| JEREMY A FELDMAN3 | 11337 NEWPORT BAY DR BERLIN, MD 21811 | AFLAC | $15 | — | $15 | 0.17% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | 1 BELMONT AVE STE 304 GSB BUILDING BALA CYNWYD, PA 19004 | AFLAC | $9 | — | $9 | 0.10% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL | AGENCY LLC 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | AMERIHEALTH INS. CO. | — | — | $0 | 0.00% |
| ENROLLEASE3 Filed as: KATZ PIERCE INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | — | $0 | — |
| ENROLLEASE3 Filed as: KATZ PIERCE INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | UNION SECURITY INSURANCE COMPANY | — | — | $0 | — |
| ENROLLEASE3 Filed as: KATZ PIERCE INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 08034 | UNION SECURITY INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | AMERIHEALTH HMO, INC. | 61 | $814K |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $124K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $127K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $124K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $124K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $124K |
| Prescription drug | AMERIHEALTH INS. CO. | 59 | $91K |
| Other(5 contracts, 4 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 211 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.