| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAVOY ASSOCIATES3 | ROUND TABLE STUDIOS SUITE 1000, 200 CORNELL DRIVE BERKELEY HEIGHTS, NJ 07922 | HORIZON HEALTHCARE SERVICES, INC. | $34K | — | $34K | 2.37% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: RISK PLACEMENT SERVICES | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | HORIZON HEALTHCARE SERVICES, INC. | $16K | — | $16K | 1.13% |
| SAVOY ASSOCIATES3 | ROUND TABLE STUDIOS SUITE 1000, 200 CORNELL DRIVE BERKELEY HEIGHTS, NJ 07922 | HORIZON HEALTHCARE SERVICES, INC. | $13K | — | $13K | 2.37% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: RISK PLACEMENT SERVICES | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | HORIZON HEALTHCARE SERVICES, INC. | $6K | — | $6K | 1.13% |
| STEPHANIE WADE3 | 711 STATION AVE HADDON HEIGHTS, NJ 08035 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 4.98% |
| BRETT STRAUB3 | 711 STATION AVE HADDON HEIGHTS, NJ 08035 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 4.98% |
| DONALD C SAVOY INC3 | 200 CONNELL DR SUITE 1000 BERKELEY HEIGHTS, NJ 07922 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $14 | $8K | 2.94% |
| DONALD C SAVOY INC3 | ROUND TABLE STUDIOS SUITE 1000, 200 CORNELL DRIVE BERKELEY HEIGHTS, NJ 07922 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.82% |
| BARRY M SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $2K | $13 | $2K | 11.81% |
| MAXINE GIBSON3 | 371 E 9TH AVE ROSELLE, NJ 07203 | AFLAC | $284 | — | $284 | 2.02% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP, INC | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $223 | — | $223 | 1.59% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW J. JUNIKIEWICZ, JR. | 22 BROOK HOLLOW DRIVE SINKING SPRING, PA 19608 | AFLAC | $136 | — | $136 | 0.97% |
| ROBERT C. BRENTARI3 | 2 PRINCESS ROAD LAWRENCEVILLE, NJ 08648 | AFLAC | $121 | $8 | $129 | 0.92% |
| LORENZO V CUTAIA3 Filed as: LORENZO V. CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $80 | — | $80 | 0.57% |
| IRA M ARDEN3 | 40 WINDHAM CT FLEMINGTON, NJ 08648 | AFLAC | $68 | — | $68 | 0.48% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA SAUNDERS | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $55 | $4 | $59 | 0.42% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $37 | — | $37 | 0.26% |
| ANTHONY G COLLINCINI3 | 165 WOOLLEY CT OAKHURST, NJ 07755 | AFLAC | $31 | — | $31 | 0.22% |
| MARK SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $30 | — | $30 | 0.21% |
| ANNE SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $24 | — | $24 | 0.17% |
| COORDINATED BENEFITS ASSOCIATES INC3 | PO BOX 728 LYNDHURST, NJ 07071 | AFLAC | $16 | — | $16 | 0.11% |
| ROBERT O'LEARY3 | 41 ABERDEEN CIR FLEMINGTON, NJ 08822 | AFLAC | $13 | — | $13 | 0.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $9 | — | $9 | 0.06% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L. POPPERT | 1756 MIDDLETOWN RD GLEN MILLS, PA 19342 | AFLAC | $8 | — | $8 | 0.06% |
| REY ROSTAMI3 | P.O. BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $8 | — | $8 | 0.06% |
| DYLAN FRANCIS MONTEFORTE3 | 13 EAGLE NEST RD COLTS NECK, NJ 07702 | AFLAC | $8 | — | $8 | 0.06% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA MICHELLE D'AGOSTINO | 124 DRS JAMES PARKER BLVD RED BANK, NJ 07701 | AFLAC | $3 | — | $3 | 0.02% |
| BETH ANN JUNIKIEWICZ3 | 22 BROOK HOLLOW DR SINKING SPRING PA, PA 19608 | AFLAC | $1 | — | $1 | 0.01% |
| NANCY M ANDERSON3 Filed as: NANCY M. ANDERSON | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $0 | — | $0 | 0.00% |
| SAVOY ASSOCIATES3 | ROUND TABLE STUDIOS SUITE 1000, 200 CORNELL DRIVE BERKELEY HEIGHTS, NJ 07922 | HORIZON INSURANCE COMPANY | $665 | — | $665 | 6.80% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: RISK PLACEMENT SERVICES | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | HORIZON INSURANCE COMPANY | $314 | — | $314 | 3.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 93 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 376 | $274K |
| Vision | HORIZON INSURANCE COMPANY | 93 | $10K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 376 | $274K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 376 | $274K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 376 | $274K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 93 | $553K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 376 | $288K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 376 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.