| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAVOY ASSOCIATES3 | 25B HANOVER ROAD SUITE 220 FLORHAM PARK, NJ 07932 | HORIZON HEALTHCARE SERVICES, INC. | $60K | — | $60K | 3.50% |
| SAVOY ASSOCIATES3 | 25B HANOVER ROAD #B SUITE 220 FLORHAM PARK, NJ 07932 | HORIZON HEALTHCARE SERVICES, INC. | $23K | — | $23K | 3.50% |
| STEPHANIE WADE3 | 107 CENTRE ST HADDONFIELD, NJ 08033 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 4.82% |
| BRETT STRAUB3 | 711 STATION AVE HADDON HEIGHTS, NJ 08035 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 4.82% |
| DONALD C SAVOY INC3 | 25B HANOVER ROAD #B SUITE 220 FLORHAM PARK, NJ 07932 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $29 | $9K | 2.83% |
| DONALD C SAVOY INC3 | 25B HANOVER ROAD SUITE 220 FLORHAM PARK, NJ 07932 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.78% |
| BARRY M SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $1K | — | $1K | 7.66% |
| ANNE SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $183 | — | $183 | 1.30% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW J. JUNIKIEWICZ, JR. | 22 BROOK HOLLOW DRIVE SINKING SPRING, PA 19608 | AFLAC | $153 | — | $153 | 1.09% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP, INC | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $132 | — | $132 | 0.94% |
| LORENZO V CUTAIA3 Filed as: LORENZO V. CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $92 | — | $92 | 0.66% |
| IRA M ARDEN3 | 40 WINDHAM CT FLEMINGTON, NJ 08648 | AFLAC | $78 | — | $78 | 0.56% |
| EXSEPTIONAL SERVICES INC3 Filed as: EXSEPTIONAL SERVICE, INC | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $42 | — | $42 | 0.30% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA SAUNDERS | 150 ALLEN ROAD SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $33 | — | $33 | 0.24% |
| MARK SCOFF3 | 82 SAND HILLS ROAD KENDALL PARK, NJ 08824 | AFLAC | $30 | — | $30 | 0.21% |
| ROBERT C. BRENTARI3 | 2 PRINCESS ROAD LAWRENCEVILLE, NJ 08648 | AFLAC | $26 | — | $26 | 0.19% |
| ROBERT O'LEARY3 | 41 ABERDEEN CIR FLEMINGTON, NJ 08822 | AFLAC | $13 | — | $13 | 0.09% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L. POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $9 | — | $9 | 0.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $9 | — | $9 | 0.06% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA MICHELLE D'AGOSTINO | 87A BOOREAM AVE JERSEY CITY, NJ 07307 | AFLAC | $8 | — | $8 | 0.06% |
| JOSHUA P SAUNDERS3 | 17 OAK LANE RANDOLPH, NJ 07869 | AFLAC | $7 | — | $7 | 0.05% |
| ALBERT SHUST3 | 200 CENTRAL AVE. SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $6 | — | $6 | 0.04% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A. PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $5 | — | $5 | 0.04% |
| REY ROSTAMI3 | P.O. BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $3 | — | $3 | 0.02% |
| NANCY M ANDERSON3 Filed as: NANCY M. ANDERSON | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $2 | — | $2 | 0.01% |
| BRIAN M LEYPOLDT3 Filed as: BRIAN M. LEYPOLDT | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $1 | — | $1 | 0.01% |
| BETH ANN JUNIKIEWICZ3 | 22 BROOK HOLLOW DR SINKING SPRING PA, PA 19608 | AFLAC | $1 | — | $1 | 0.01% |
| SAVOY ASSOCIATES3 | 25B HANOVER RD SUITE 220 FLORHAM PARK, NJ 07932 | HORIZON INSURANCE COMPANY | $1K | — | $1K | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 127 | $1.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $301K |
| Vision | HORIZON INSURANCE COMPANY | 127 | $13K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $301K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $301K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $301K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 127 | $655K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 509 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.