| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| HELEN DIZ-HATTON3 Filed as: HELEN-MARY SCHOEDLER | — | AFLAC | $2K | — | $2K | 3.51% |
| MICHAEL BUTTERFIELD3 | — | AFLAC | $673 | — | $673 | 1.33% |
| LINDA W OLGUIN3 Filed as: LINDA M DUNFEE | — | AFLAC | $557 | — | $557 | 1.10% |
| N J NATIONAL ASSOCIATES LIFE AGENCY3 | — | AFLAC | $532 | — | $532 | 1.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MASH & MCLENNAN AGENCY LLC | — | AFLAC | $400 | — | $400 | 0.79% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL W HOPE | — | AFLAC | $203 | — | $203 | 0.40% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | — | AFLAC | $191 | — | $191 | 0.38% |
| EXSEPTIONAL SERVICES INC3 | — | AFLAC | $167 | — | $167 | 0.33% |
| NANCY LAPHAM3 Filed as: NANCY RUTH MITNICK | — | AFLAC | $160 | — | $160 | 0.32% |
| LARRY D DENNY3 Filed as: LARRY C KENNEY | — | AFLAC | $115 | — | $115 | 0.23% |
| JOHN T CAPOZZI3 | — | AFLAC | $115 | — | $115 | 0.23% |
| ALBERT SHUST3 | — | AFLAC | $100 | — | $100 | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 | — | AFLAC | $66 | — | $66 | 0.13% |
| LORENZO V CUTAIA3 | — | AFLAC | $57 | — | $57 | 0.11% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT DEMARI | — | AFLAC | $54 | — | $54 | 0.11% |
| EVELYN GARCIA3 Filed as: EVELYN M LOYOLA | — | AFLAC | $51 | — | $51 | 0.10% |
| BRIAN WHITE3 Filed as: BRIAN HENRY CIESLAK | — | AFLAC | $48 | — | $48 | 0.10% |
| ANNE FISHER3 | — | AFLAC | $48 | — | $48 | 0.10% |
| CHRIS GUZEWICH3 Filed as: CHRIS DAVID PAOLONE | — | AFLAC | $39 | — | $39 | 0.08% |
| MELISSA ARMATIS3 Filed as: MELISSA R DYKSTRA | — | AFLAC | $39 | — | $39 | 0.08% |
| ROSA SHALA3 Filed as: ROSA LILIANA ORTIZ | — | AFLAC | $39 | — | $39 | 0.08% |
| BRIAN M LEYPOLDT3 | — | AFLAC | $37 | — | $37 | 0.07% |
| LAURIE L SMITH3 | — | AFLAC | $35 | — | $35 | 0.07% |
| MICHAEL HENSH3 | — | AFLAC | $16 | — | $16 | 0.03% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | — | AFLAC | $14 | — | $14 | 0.03% |
| TIMOTHY MCDERMOTT3 | — | AFLAC | $6 | — | $6 | 0.01% |
| NANCY M ANDERSON3 | — | AFLAC | $4 | — | $4 | 0.01% |
| ANN PREGNER3 | — | AFLAC | $3 | — | $3 | 0.01% |
| JULIO E ZURITA3 | — | AFLAC | $2 | — | $2 | 0.00% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | — | AFLAC | $1 | — | $1 | 0.00% |
| TERRIANN PROCIDA3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES, INC | $1K | — | $1K | 3.00% |
| TERRIANN PROCIDA3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES, INC | $931 | — | $931 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERIHEALTH ADMINISTRATORS | 93 | $334K |
| Dental | HORIZON HEALTHCARE SERVICES, INC | 48 | $47K |
| Vision | HORIZON HEALTHCARE SERVICES, INC | 96 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $58K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $58K |
| Prescription drug | AMERIHEALTH ADMINISTRATORS | 93 | $334K |
| Stop-loss / reinsurancereinsurance | AMERIHEALTH ADMINISTRATORS | 93 | $334K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.