| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BBIG INC. T/A BRETT BALSLEY INS INC3 | 330 TILTON ROAD NORTHFIELD, NJ 08225 | HORIZON HEALTHCARE SERVICES, INC. | $35K | $0 | $35K | 2.31% |
| TERRIANN PROCIDA3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES, INC. | $18K | $0 | $18K | 1.18% |
| BBIG INC. T/A BRETT BALSLEY INS INC3 Filed as: BBIG INC. | 330 TILTON ROAD NORTHFIELD, NJ 08225 | MONY LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 3.74% |
| AXA ASSISTANCE, USA3 Filed as: HORIZON INSURANCE COMPANY - AXA | HORIZON INSURANCE COMPANY NEWARK, NJ 07104 | MONY LIFE INSURANCE COMPANY OF AMERICA | $0 | $5K | $5K | 2.68% |
| ALTOMARE FINANCIAL GROUP, INC.3 Filed as: ALTOMARE FINANCIAL GROUP | 1680 NJ-23 WAYNE, NJ 07470 | MONY LIFE INSURANCE COMPANY OF AMERICA | $0 | -$17 | -$17 | -0.01% |
| HELEN DIZ-HATTON3 Filed as: HELEN-MARY SCHOEDLER | 33 KLAINS LN OCEAN VIEW, NJ 08230 | AFLAC | $4K | $119 | $4K | 4.53% |
| LINDA W OLGUIN3 Filed as: LINDA M DUNFEE | 1241 ALMONESSON RD DEPTFORD, NJ 08096 | AFLAC | $922 | $24 | $946 | 1.14% |
| MICHAEL BUTTERFIELD3 | 2021 NEW RD STE 12B LINWOOD, NJ 08221 | AFLAC | $930 | $0 | $930 | 1.12% |
| NJ NATIONAL ASSOCIATES LIFE AGENCY3 | PO BOX 477 510 BANK STREET STE 200 CAPE MAY, NJ 08204 | AFLAC | $925 | $0 | $925 | 1.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 250 PEHLE AVE STE 400 PARK 80 WEST PLAZA TWO SADDLE BROOK, NJ 07663 | AFLAC | $887 | $0 | $887 | 1.07% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL W HOPE | 911 GORDON TERRACE N CAPE MAY, NJ 08204 | AFLAC | $263 | $0 | $263 | 0.32% |
| LORENZO V CUTAIA3 | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $263 | $0 | $263 | 0.32% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $256 | $0 | $256 | 0.31% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $165 | $0 | $165 | 0.20% |
| LARRY D DENNY3 Filed as: LARRY C KENNEY | 107 W CENTENNIAL DR MEDFORD, NJ 08055 | AFLAC | $165 | $0 | $165 | 0.20% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT DEMARI | 606 SOOY LANE ABSECON, NJ 08201 | AFLAC | $133 | $0 | $133 | 0.16% |
| BRIAN WHITE3 Filed as: BRIAN HENRY CIESLAK | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $118 | $0 | $118 | 0.14% |
| LARRY D DENNY3 Filed as: LARRY C KENNEY | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $69 | $24 | $93 | 0.11% |
| RICHARD H TOBIAS3 | 416 W JEFFERSON AVE LINWOOD, NJ 08221 | AFLAC | $81 | $0 | $81 | 0.10% |
| ROSA SHALA3 Filed as: ROSA LILIANA ORTIZ | 4211 RANDY CT MAYS LANDING, NJ 08330 | AFLAC | $70 | $0 | $70 | 0.08% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TWP, NJ 08234 | AFLAC | $60 | $0 | $60 | 0.07% |
| DOM M PANICO3 | 13 OAKVIEW TER SWEDESBORO, NJ 08085 | AFLAC | $58 | $0 | $58 | 0.07% |
| LAURIE L SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $54 | $0 | $54 | 0.07% |
| MELISSA ARMATIS3 Filed as: MELISSA R DYKSTRA | 1001 CHELTEN PKWY CHERRY HILL, NJ 08034 | AFLAC | $51 | $0 | $51 | 0.06% |
| ANNE FISHER3 | 106 3RD STREET ELMER, NJ 08318 | AFLAC | $51 | $0 | $51 | 0.06% |
| JACK RICE INSURANCE LLC3 | 13080 BELCHER RD S STE H LARGO, FL 33773 | AFLAC | $29 | $0 | $29 | 0.03% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 23 MORGAN DR SPARTA, NJ 07871 | AFLAC | $23 | $0 | $23 | 0.03% |
| MELISSA ARMATIS3 Filed as: MELISSA R. DYKSTRA | 257 THUNDER LANE HEDGESVILLE, WV 25427 | AFLAC | $19 | $0 | $19 | 0.02% |
| NANCY M ANDERSON3 | 11 CEDAR COURT SOMERS POINT, NJ 08244 | AFLAC | $12 | $0 | $12 | 0.01% |
| JOHN DOMEIER3 Filed as: JOHN H DOMEIER | 720 17TH AVE N ST PETERSBURG, FL 33704 | AFLAC | $12 | $0 | $12 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: RODNEY J WILLIS | 10224 TARPON DR TREASURE ISLAND, FL 33706 | AFLAC | $12 | $0 | $12 | 0.01% |
| VICTORRIO PAUL ZANIOL INC3 | 7301 6TH AVE N ST PETERSBURG, FL 33710 | AFLAC | $10 | $0 | $10 | 0.01% |
| TIMOTHY MCDERMOTT3 | 630 BOULEVARD STE 100 ELMWOOD PARK, NJ 07407 | AFLAC | $8 | $0 | $8 | 0.01% |
| ANN PREGNER3 | PO BOX 248 OLDWICK, NJ 08858 | AFLAC | $5 | $0 | $5 | 0.01% |
| CRAIG SCHOEDLER3 | 33 KLAINS LN OCEAN VIEW, NJ 08230 | AFLAC | $4 | $0 | $4 | 0.00% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1762 MIDDLETOWN ROAD GLEN MILLS, PA 19342 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOSEPH BAILEY DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $4 | $0 | $4 | 0.00% |
| JULIO E ZURITA3 | 273 VALLEY RD RIVER EDGE, NJ 07661 | AFLAC | $2 | $0 | $2 | 0.00% |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $2 | $0 | $2 | 0.00% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $0 | $2 | 0.00% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD STE 110 BASKING RIDGE, NJ 07920 | AFLAC | $1 | $0 | $1 | 0.00% |
| JANINE FOX3 | 18 HAVILAND DRIVE SCHENECTADY, NY 12302 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.00% |
| BBIG INC. T/A BRETT BALSLEY INS INC3 | 330 TILTON ROAD NORTHFIELD, NJ 08225 | HORIZON HEALTHCARE SERVICES, INC. | $2K | $0 | $2K | 3.01% |
| BBIG INC. T/A BRETT BALSLEY INS INC3 | 330 TILTON ROAD NORTHFIELD, NJ 08225 | HORIZON INSURANCE COMPANY | $821 | $0 | $821 | 6.67% |
| TERRIANN PROCIDA3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON INSURANCE COMPANY | $414 | $0 | $414 | 3.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 125 | $1.5M |
| Dental | HORIZON HEALTHCARE SERVICES, INC. | 124 | $65K |
| Vision | HORIZON INSURANCE COMPANY | 126 | $12K |
| Life insurance | MONY LIFE INSURANCE COMPANY OF AMERICA | 168 | $172K |
| Long-term disability | MONY LIFE INSURANCE COMPANY OF AMERICA | 168 | $172K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 125 | $1.5M |
| Other(2 contracts, 2 carriers) | MONY LIFE INSURANCE COMPANY OF AMERICA | 168 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.