| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NICK H MEYERS3 Filed as: NICK H. MEYERS | 1800 CHAPEL AVENUE WEST SUITE 200 CHERRY HILL, NJ 08002 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 2.57% |
| PHILIP R STERN3 Filed as: PHILIP STERN | 1800 CHAPEL AVENUE WEST SUITE 200 CHERRY HILL, NJ 08002 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.86% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $2K | $7K | 4.14% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | PO BOX 632886 CINCINNATI, OH 452632886 | METROPOLITAN LIFE INSURANCE COMPANY | — | $19 | $19 | 0.01% |
| NICK H MEYERS3 Filed as: NICK H. MEYERS | 1800 CHAPEL AVENUE WEST SUITE 200 CHERRY HILL, NJ 08002 | MINNESOTA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.63% |
| PHILIP R STERN3 Filed as: PHILIP R. STERN | 1800 CHAPEL AVENUE SUITE 200 CHERRY HILL, NJ 08002 | MINNESOTA LIFE INSURANCE COMPANY | $953 | — | $953 | 1.54% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH PO BOX 989 MARLTON, NJ 08053 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $768 | $13K | 22.07% |
| ALFRED J HEALY3 Filed as: ALFRED J. HEALY | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | AMERICAN HERITAGE LIFE (A MEMBER OF THE ALLSTATE GROUP) | $974 | — | $974 | 4.53% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC. | PO BOX 632886 CINCINNATI, OH 452632886 | AMERICAN HERITAGE LIFE (A MEMBER OF THE ALLSTATE GROUP) | $515 | — | $515 | 2.40% |
| FRANK KABAY3 | 1438 COLWELL LANE APT 303 CONSHOHOCKEN, PA 194281183 | AMERICAN HERITAGE LIFE (A MEMBER OF THE ALLSTATE GROUP) | $16 | — | $16 | 0.07% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $2K | — | $2K | 9.09% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES, INC | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.49% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | PO BOX 632886 CINCINNATI, OH 452632886 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | TELADOC, INC. | $1K | — | $1K | 19.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE (A MEMBER OF THE ALLSTATE GROUP) | 237 | $29K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 713 | $163K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 338 | $20K |
| Life insurance(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 308 | $346K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE (A MEMBER OF THE ALLSTATE GROUP) | 46 | $38K |
| Long-term disability | STANDARD INSURANCE COMPANY | 308 | $252K |
| Other(6 contracts, 6 carriers) | STANDARD INSURANCE COMPANY | 308 | $367K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.