| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY4 Filed as: THE SEGAL CO (EASTERN STATES) INC | 333 WEST 34TH STREET NEW YORK, NY 10001 | THE UNION LABOR LIFE INSURANCE COMPANY | $87K | — | $87K | 3.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 NONE | Claims processing; Other services; Contract Administrator; Direct payment from the plan Service code 12 | — | $777K |
| KROLL HEINEMAN PTASIEWICZ & PARSONS EIN 76-0760981 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $547K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $504K |
| MARY CASTROVINCI EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan); Consulting (general) Service code 16 | — | $318K |
| THE SEGAL CO (EASTERN STATES) INC EIN 13-1835864 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $216K |
| KIMBERLY KEMPLE EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $149K |
| WALKIDIA STATEN EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $107K |
| SUSAN DOMINGUEZ EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $93K |
| MARITZA PEREZ EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $90K |
| VICTORIA PETERSON-MITCHELL EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| INNOVATIVE SOFTWARE SOLUTIONS INC EIN 23-2182079 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $76K |
| BARBARA ALAVENA EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| JJ PIERSON ESQ EIN 37-1801501 NONE | Legal; Direct payment from the plan Service code 29 | — | $72K |
| DELTA DENTAL OF NEW JERSEY INC EIN 22-1896118 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $72K |
| ERASTO FIGUEROA EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $71K |
| SUSANIN WIDMAN & BRENNAN PC EIN 23-2265950 NONE | Legal; Direct payment from the plan Service code 29 | — | $67K |
| ZIEGLER CAPITAL MANAGEMENT LLC EIN 85-0597999 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $66K |
| JAMES HARRIS EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $66K |
| BETTY JO LESONSKY EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $66K |
| JASON NOA EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $66K |
| STEVEN HUARI EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $64K |
| KAREN BOZE EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| MADOODRI RAJBAN EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| ELLEN MENJIVAR EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $49K |
| CONNIE WILSON EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $45K |
| NU-CENTURY PRD LLC EIN 22-3678312 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $44K |
| DEBORAH HOWARD EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| DANIEL SANDOMENICO EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $44K |
| SHERYL VALENTIN EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| DIANE ROONEY EIN 22-1764453 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| EXPRESS SCRIPTS INC EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $36K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $36K |
| MICRO STRATEGIES INC EIN 22-2464278 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $35K |
| TERESA VIGGIANI EIN 22-1764453 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $32K |
| WESTERN ASSET MANAGEMENT CO LLC EIN 52-1200960 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $31K |
| EYEMED VISION CARE LLC EIN 43-0949884 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $27K |
| MORGAN STANLEY EIN 26-4310632 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $18K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Investment management fees paid directly by plan; Shareholder servicing fees; Float revenue; Securities brokerage commissions and fees; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | — | $17K |
| MANNING & NAPIER ADVISORS LLC EIN 45-3328488 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,751 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,751 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,854 | $494K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,090 | $2.5M |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,854 | $494K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,854 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.