No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INS. CO. EIN 59-1031071 NONE | Direct payment from the plan; Float revenue; Contract Administrator; Non-monetary compensation; Claims processing; Named fiduciary; Participant communication; Other services Service code 12 | — | $4.2M |
| KROLL, HEINEMAN, CARTON LLC EIN 76-0760981 ATTORNEY | Legal Service code 29 | — | $771K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Accounting (including auditing) Service code 10 | — | $576K |
| ZENITH AMERICAN SOLUTIONS INC EIN 52-1590516 NONE | Contract Administrator Service code 13 | — | $342K |
| MARY CASTROVINCI EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $237K |
| THE SEGAL CO (EASTERN STATES) INC. EIN 13-1835864 NONE | Actuarial Service code 11 | — | $231K |
| KIMBERLY KEMPLE EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $110K |
| ZIEGLER CAPITAL MANAGEMENT LLC EIN 27-2347077 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management Service code 28 | — | $99K |
| SUSAN DOMINGUEZ EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $81K |
| WALKIDIA RIVERA EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $81K |
| MARITZA PEREZ EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $74K |
| J.J. PIERSON, P.C. EIN 22-3161519 NONE | Legal Service code 29 | — | $72K |
| SUSANIN, WIDMAN & BRENNAN, P.C. EIN 23-2265950 NONE | Legal Service code 29 | — | $60K |
| ERASTO FIGUEROA EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $55K |
| STEVEN HUARI EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $54K |
| BARBARA ALAVENA EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $38K |
| DEBORAH HOWARD EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $36K |
| ELLEN MENJIVAR EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $34K |
| DIANE ROONEY EIN 22-1764453 NONE | Employee (plan) Service code 30 | — | $32K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $32K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 NONE | Investment advisory (plan); Direct payment from the plan; Other investment fees and expenses Service code 27 | — | $18K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Securities brokerage commissions and fees; Float revenue; Custodial (securities); Shareholder servicing fees Service code 19 | — | $9K |
| CYBERDEV CORPORATION EIN 26-2305184 NONE | Other fees Service code 99 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,992 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,992 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NJ, INC. | 2,510 | $1.6M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,015 | $509K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 5,576 | $3.5M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 3,015 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,576 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.