See 3 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 1 broker row with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE DESIGN ADMINISTRATORS EIN 13-3155962 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $518K |
| SPECIALIZED PHARMACY SOLUTIONS EIN 86-1061619 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $474K |
| DELTA DENTAL OF NEW JERSEY, LLC EIN 22-1896118 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $229K |
| ROBIN MODZELEWSKI EIN 22-1736275 EMPLOYEE | Direct payment from the plan; Plan Administrator; Employee (plan) Service code 14 | — | $133K |
| JANNEY MONTGOMERY SCOTT EIN 22-1736275 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Investment management fees paid directly by plan; Investment management Service code 19 | — | $119K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $105K |
| PAYER MATRIX NONE | Claims processing; Direct payment from the plan Service code 12 | 407 ELMWOOD AVE SHARON HILL, PA 19079 | $74K |
| MARIA GARATE EIN 22-1736275 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $69K |
| BARATZ & ASSOCIATES, P.A. EIN 22-2212404 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $42K |
| SPECIALIZED COMPUTER RESOURCES INC NONE | Consulting (general); Consulting fees Service code 16 | 385 FRANKLIN TURNPIKE 201-825-5800 ALLENDALE, NJ 07401 | $21K |
| SUMMIT ACTURIAL SERVICES LLC EIN 20-3838633 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $20K |
| JBM COMPUTER CONSULTANTS, INC. EIN 16-1173118 NONE | Consulting (general); Consulting fees Service code 16 | — | $13K |
| COMERICA BANK EIN 38-2028794 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $13K |
| JOHN HUMPHREY EIN 22-1736275 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $9K |
| METS SHIRO & MCGOVERN EIN 75-3116930 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
| FIRST STATE TRUST COMPANY EIN 13-3124172 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 522 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 522 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW JERSEY, INC | 654 | $234K |
| Life insurance(2 contracts, 2 carriers) | ULLICO LABOR LIFE INSURANCE COMPANY | 600 | $238K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 654 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.