No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ROBIN MODZELEWSKI EIN 22-1736275 EMPLOYEE | Plan Administrator Service code 14 | — | $105K |
| MERRILL LYNCH EIN 13-5674085 NONE | Investment management Service code 28 | — | $72K |
| CROSSROADS HEALTHCARE MANAGEMENT EIN 74-3064316 NONE | Claims processing Service code 12 | — | $62K |
| MARIA GARATE EIN 22-1736275 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| BARATZ & ASSOCIATES, P.A. EIN 22-2212404 NONE | Accounting (including auditing) Service code 10 | — | $41K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment management Service code 28 | — | $33K |
| SUMMIT ACTURIAL SERVICES LLC EIN 20-3838633 NONE | Actuarial Service code 11 | — | $20K |
| JOHN HUMPHREY EIN 22-1736275 TRUSTEE | Trustee (individual) Service code 20 | — | $19K |
| SAGE ADVISORS EIN 74-2798841 NONE | Investment management Service code 28 | 1384 BROADWAY, SUITE 602 NEW YORK, NY 10018 | $13K |
| METS SHIRO & MCGOVERN EIN 75-3116930 NONE | Legal Service code 29 | — | $11K |
| FIRST STATE TRUST COMPANY EIN 13-3124172 NONE | Custodial (securities) Service code 19 | — | $9K |
| ATALANTA EIN 20-0461050 | Investment management Service code 28 | 505 5TH AVENUE 17TH FL NEW YORK, NY 10017 | $7K |
| BANK OF AMERICA EIN 94-1687665 NONE | Custodial (securities) Service code 19 | — | $5K |
| BLACKROCK INVESTMENT MANAGEMENT LLC EIN 20-5319476 | Investment management Service code 28 | — | $3K |
| BLACKROCK INVESTMENTS LLC EIN 13-3806694 NONE | Investment management Service code 28 | — | $0 |
| DOUBLELINE FUNDS TRUST | Investment management fees paid indirectly by plan Service code 52 | 333 SOUTH GRAND AVE LOS ANGELES, CA 90071 | $0 |
| LORD, ABBETT & CO. LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 90 HUDSON ST JERSEY CITY, NJ 07302 | $0 |
| PIMCO NONE | Investment management Service code 28 | 650 NEWPORT CENTER DRIVE NEWPORT BEACH, CA 92660 | $0 |
| VOYA INVESTMENTS NONE | Investment management Service code 28 | 7337 EAST DOUBLETREE RANC SCOTTSDALE, AZ 85258 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 805 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 805 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE | 749 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 759 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.