No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Claims processing Service code 12 | — | $3.3M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing Service code 12 | — | $261K |
| NATURALLY SLIM NONE | Claims processing Service code 12 | — | $168K |
| HARPER AND PEARSON LP EIN 75-1695589 NONE | Accounting (including auditing) Service code 10 | — | $97K |
| CONEXIS EIN 20-0198855 NONE | Contract Administrator Service code 13 | — | $32K |
| THE NOTHERN TRUST COMPANY EIN 36-1561860 NONE | Investment management fees paid indirectly by plan; Other fees; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $18K |
| TOWERS WATSON EIN 53-0181291 NONE | Actuarial Service code 11 | — | $10K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Other services Service code 49 | — | $7K |
| OPTNUM NONE | Claims processing Service code 12 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,617 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,394 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,011 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 5,898 | $1.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,011 | $458K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,520 | $1.1M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,209 | $391K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.