| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAVOY ASSOCIATES3 Filed as: DONALD C. SAVOY ASSOCIATES | 258 HANOVER ROAD - SUITE 220 FLORHAM, NJ 07932 | AMERIHEALTH HMO, INC. | $3K | — | $3K | 0.28% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AMERIHEALTH HMO, INC. | -$4K | — | -$4K | -0.30% |
| SAVOY ASSOCIATES3 Filed as: DONALD C. SAVOY ASSOCIATES | 258 HANOVER ROAD-SUITE 220 FLORHAM PARK, NJ 07932 | AMERIHEALTH INSURANCE COMPANY | $3K | — | $3K | 0.32% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AMERIHEALTH INSURANCE COMPANY | -$2K | — | -$2K | -0.31% |
| MAX TOTAL BENEFIT SOLUTIONS, INC.3 | 14 WALL STREET, 20TH FLOOR NEW YORK, NY 10005 | DELTA DENTAL OF NJ, INC. | $1K | — | $1K | 0.54% |
| MAX TOTAL BENEFIT SOLUTIONS, INC.3 | 14 WALL STREET - FL 20 NEW YORK, NY 10005 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 6.82% |
| MAX TOTAL BENEFIT SOLUTIONS, INC.3 | 14 WALL STREET-FL 20 NEW YORK, NY 10005 | EXPRESS SCRIPTS, INC. | $1K | — | $1K | 2.44% |
| DONALD C SAVOY INC3 Filed as: DONALD C. SAVOY, INC. | 258 HANOVER ROAD-SUITE 220 FLORHAM PARK, NJ 07932 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $1K | $4K | 7.84% |
| AMERIHEALTH ADMINISTRATORS INC3 Filed as: AMERIHEALTH ADMINISTRATORS, INC. | PO BOX 21545 EAGAN, MN 55121 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $895 | — | $895 | 2.00% |
| DAVID SOLOMONS3 | 14 WALL STREET-FL 20 NEW YORK, NY 10005 | VISION SERVICE PLAN | $842 | — | $842 | 6.69% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIRCLE-SUITE 100 MOUNT LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $417 | $417 | 22.71% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIRCLE -SUITE 100 MOUNT LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $412 | $412 | 22.54% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIRCLE-SUITE 100 MOUNT LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $201 | $201 | 22.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AMERIHEALTH HMO, INC. | 202 | $2.1M |
| Dental | DELTA DENTAL OF NJ, INC. | 153 | $189K |
| Vision | VISION SERVICE PLAN | 122 | $13K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 161 | $47K |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 161 | $46K |
| Long-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 161 | $47K |
| Prescription drug(3 contracts, 3 carriers) | AMERIHEALTH HMO, INC. | 202 | $2.1M |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 161 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.