| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 8.23% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INS & FINANCIAL SERVICES INC | 1204 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 4.79% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 3.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 7.91% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INS & FINANCIAL SERVICES INC | 1204 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.57% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 3.33% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 17.66% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 3.93% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INS & FINANCIAL SERVICES INC | 1204 PARK CENTRAL DR STE 400 DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $261 | — | $261 | 0.28% |
| DAVID A RIMBACH3 Filed as: DAVID PATRICK WIESNER | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | BLUECROSS BLUESHIELD OF OKLAHOMA | $4K | — | $4K | 5.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $772 | $164 | $936 | 8.86% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE AGENCY AND | FINANCIAL SERVICES 12404 PARK CENTRAL DR STE 400S DALLAS, TX 752511814 | METROPOLITAN LIFE INSURANCE COMPANY | $528 | $13 | $541 | 5.12% |
| BENEFITMALL3 Filed as: BENEFITMALL HOLDING INC D/B/A | DKG INS FIN SERVICES INC 12404 PARK CENTRAL DR STE 400S DALLAS, TX 752511800 | METROPOLITAN LIFE INSURANCE COMPANY | $178 | $13 | $191 | 1.81% |
| EDGEWOOD PARTNERS INSURANCE CENTER5 | 4675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 958 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 958 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 15 | $80K |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 54 | $90K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 54 | $11K |
| Life insurance | STANDARD INSURANCE COMPANY | 966 | $146K |
| Short-term disability | STANDARD INSURANCE COMPANY | 272 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 966 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.