| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | $20K | $2K | $22K | 16.32% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | EPIC WEST ED DB BOX 102159 3820 MEDIA CENTER BLDG 6 #120 LOS ANGELES, CA 90065 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 3.94% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | $16K | $2K | $18K | 16.43% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | EPIC WEST ED DB BOX 102159 3820 MEDIA CENTER BLDG 6 #120 LOS ANGELES, CA 90065 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 3.98% |
| DAVID A RIMBACH3 Filed as: DAVID PATRICK WIESNER | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | BLUECROSS BLUESHIELD OF OKLAHOMA | $5K | — | $5K | 5.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 5668 CONCORD, CA 94524 | STANDARD INSURANCE COMPANY | $16K | $2K | $18K | 20.47% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | EPIC WEST ED DB BOX 102159 3820 MEDIA CENTER BLDG 6 #120 LOS ANGELES, CA 90065 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 2.58% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 941115402 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $51 | $1K | 8.70% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | — | $267 | $267 | 2.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 891 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 891 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 20 | $95K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 50 | $12K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 50 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 891 | $132K |
| Short-term disability | STANDARD INSURANCE COMPANY | 265 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 891 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.