| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HALLIER BENEFIT | ADVISORS 1229 SWIFT AVE NORTH KANSAS CITY, MO 64116 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $36K | $9K | $44K | 3.63% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $2K | $16K | 11.42% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.00% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $2K | $15K | 18.09% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.50% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $2K | $14K | 17.99% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $2K | $12K | 18.04% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $721 | $4K | 17.92% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $740 | $740 | 3.00% |
| ACRISURE LLC3 | ATTN SCOTT HALLIER 1229 SWIFT AVE KANSAS CITY, MO 64116 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $375 | $2K | 18.06% |
| BEP SOLUTIONS, LLC5 | 1424 W 5TH ST WASHINGTON, MO 63090 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $367 | $367 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 286 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | 116 | $1.2M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 221 | $136K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 269 | $105K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $77K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $80K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 269 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.