| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $31K | $9K | $40K | 6.44% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $3K | — | $3K | 7.05% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | VISION SERVICE PLAN | $1K | — | $1K | 4.89% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. DBA EASECENTRAL | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $290 | — | $290 | 1.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI, LLC | 4435 MAIN STREET 4TH FLOOR KANSAS CITY, MO 64111 | USABLE LIFE | $542 | — | $542 | 6.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $33 | — | $33 | 0.37% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $19 | $2K | 17.87% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $428 | $428 | 4.93% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $424 | — | $424 | 4.89% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 7979 OLD GEORGETOWN RD. SUITE 300 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $170 | $170 | 1.96% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $19 | $1K | 31.22% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $309 | — | $309 | 7.19% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $239 | $239 | 5.56% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 7979 OLD GEORGETOWN RD SUITE 300 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $123 | $123 | 2.86% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $19 | $1K | 25.83% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $269 | $269 | 6.57% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $250 | — | $250 | 6.10% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 7979 OLD GEORGETOWN RD. SUITE 300 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $100 | $100 | 2.44% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $827 | $19 | $846 | 29.22% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $192 | — | $192 | 6.63% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $177 | $177 | 6.11% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 7979 OLD GEORGETOWN RD. SUITE 300 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $77 | $77 | 2.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 95 | $621K |
| Dental | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 106 | $49K |
| Vision | VISION SERVICE PLAN | 107 | $26K |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 116 | $18K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 79 | $9K |
| Other(5 contracts, 2 carriers) | USABLE LIFE | 116 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.