| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $28K | $8K | $36K | 6.48% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $3K | — | $3K | 7.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | VISION SERVICE PLAN | $1K | — | $1K | 5.66% |
| SRA INSURANCE AGENCY LLC3 Filed as: SRA INSURANCE AGENCY, LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | VISION SERVICE PLAN | $351 | — | $351 | 1.55% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. DBA EASECENTRAL | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $268 | — | $268 | 1.18% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $524 | — | $524 | 6.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $51 | $1K | 16.53% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $158 | — | $158 | 2.10% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $110 | $110 | 1.46% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $104 | $104 | 1.38% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $703 | $30 | $733 | 15.45% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $99 | — | $99 | 2.09% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $69 | $69 | 1.45% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $40 | $40 | 0.84% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $591 | $30 | $621 | 14.47% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $116 | — | $116 | 2.70% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $62 | $62 | 1.44% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $40 | $40 | 0.93% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST. 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $474 | $26 | $500 | 16.89% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE. DES MOINES, IA 50315 | METROPOLITAN LIFE INSURANCE COMPANY | $67 | — | $67 | 2.26% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $49 | $49 | 1.65% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $26 | $26 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 101 | $555K |
| Dental | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 113 | $43K |
| Vision | VISION SERVICE PLAN | 110 | $23K |
| Life insurance(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 130 | $16K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 90 | $8K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 90 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.