| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1901 6TH AVE N 1720 BIRMINGHAM, AL 35203 | HIGHMARK | $151K | — | $151K | 2.49% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 300 SUMMERS STREET, STE 650 CHARLESTON, WV 25301 | HIGHMARK | $16K | — | $16K | 0.26% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3318 WEST FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | DELTA DENTAL PLAN OF ARKANSAS | $14K | — | $14K | 1.78% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 3605 GLENWOOD AVE RALEIGH, NC 27612 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 0.18% |
| MCGRIFF INSURANCE SERVICES INC3 | 250 W FIRST STATE SUITE 100 WINSTON SALEM, NC 27101 | USABLE LIFE | $57K | $4K | $61K | 9.71% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $10K | — | $10K | 1.59% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 0.31% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD ST 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $395 | — | $395 | 0.06% |
| JERRY DUNCAN3 | 6814 W SHADOW VALLEY RD ROGERS, AR 727588160 | VISION SERVICE PLAN | $19K | — | $19K | 8.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 3198 LITTLE ROCK, AR 72203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | $10K | $30K | 15.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 3198 LITTLE ROCK, AR 72203 | UNUM INSURANCE COMPANY | $14K | $7K | $21K | 15.00% |
| JRG ADVISORS LLC3 | 7000 STONEWOOD DRIVE WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 2.77% |
| PETERSON FINANCIAL INC3 | 548 CANTON ROAD WINTERSVILLE, OH 43953 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 2.62% |
| NORTHWEST WORKSITE MARKETING CORP3 | 1910 INDIANWOOD CIRCLE MAUMEE, OH 43537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.82% |
| JAMES DANIEL MARTINETTE3 | 128 GLEN HOLLIN DR WHEELING, WV 26003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $904 | — | $904 | 0.83% |
| CBF BENEFITS INC3 | 808 CEDAR AVE PITTSBURGH, PA 15212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $805 | — | $805 | 0.73% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $425 | $115 | $540 | 0.49% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $196 | $190 | $386 | 0.35% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $262 | $84 | $346 | 0.32% |
| ALEX MICHAEL PIHAKIS3 | 240 COUNTY LINE ROAD BRIDGEVILLE, PA 15017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $333 | — | $333 | 0.30% |
| DEIRDRE B HOEHN3 | 30885 FRESH POND WAY OCEAN VIEW, DE 19970 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $280 | $33 | $313 | 0.29% |
| MARIA VERONICA JARQUE3 | 4525 GEORGIA ST SAN DIEGO, CA 92116 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $129 | $29 | $158 | 0.14% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE, STE 201 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | $5 | $93 | 0.08% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | $16 | $67 | 0.06% |
| WENDY DAWN PACK3 | 16109 WATT WAY RAMONA, CA 92065 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $1 | $20 | 0.02% |
| JRG ADVISORS LLC3 | 7000 STONEWOOD DRIVE WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $291 | — | $291 | 3.12% |
| PETERSON FINANCIAL INC3 | 548 CANTON ROAD WINTERSVILLE, OH 43953 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $254 | — | $254 | 2.72% |
| NORTHWEST WORKSITE MARKETING CORP3 | 1910 INDIANWOOD CIRCLE MAUMEE, OH 43537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $190 | — | $190 | 2.04% |
| CBF BENEFITS INC3 | 808 CEDAR AVE PITTSBURGH, PA 15212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $154 | — | $154 | 1.65% |
| JAMES DANIEL MARTINETTE3 | 128 GLEN HOLLIN DR WHEELING, WV 26003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | — | $48 | 0.51% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $1 | $8 | 0.09% |
| ALEX MICHAEL PIHAKIS3 | 240 COUNTY LINE ROAD BRIDGEVILLE, PA 15017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.06% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.05% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.04% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,434 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,439 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK | 833 | $6.2M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 3,720 | $800K |
| Vision(2 contracts, 2 carriers) | HIGHMARK | 1,296 | $6.3M |
| Life insurance | USABLE LIFE | 2,311 | $629K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 16 | $9K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 765 | $198K |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK | 833 | $6.2M |
| Stop-loss / reinsurancereinsurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 131 | $110K |
| Other(3 contracts, 3 carriers) | USABLE LIFE | 2,434 | $819K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,720 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.