Welfare broker

CBF BENEFITS INC

Mailing address (most recent filing)

1309 HIDDEN HARBOR ROAD

MYRTLE BEACH, SC 29577

Total comp: $27K
Commissions: $26K
Fees: $775
Filings: 20
Sponsors: 20

Carrier mix

Where CBF BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$85K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$85K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CBF BENEFITS INC's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CBF BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CBF BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HILLSTONE HEALTHCARE HILLSTONE HEALTHCARE HEALTH AND WELFARE PLAN	OH	$85K	$17K	STARMOUNT LIFE INSURANCE COMPANY