No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK, INC. EIN 23-1294723 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $254K |
| WILLIE LESTER EIN 04-2103733 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $93K |
| MILLIMAN ACTUARY | Direct payment from the plan; Actuarial Service code 11 | 200 GREAT POND DRIVE SUITE 100 WINDSOR, CT 06095 | $59K |
| ASHLEY ANGUIANO EIN 04-2103733 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $58K |
| MARIYAH E. HAWKINS EIN 04-2103733 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $47K |
| RSM US LLP EIN 42-0714325 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $47K |
| CDS ADMINISTRATORS, INC. NONE | Direct payment from the plan; Contract Administrator Service code 13 | 60 BOULEVARD OF THE ALLIES FIFTH FLOOR PITTSBURGH, PA 15222 | $36K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 980 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,056 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC | 934 | $557K |
| Stop-loss / reinsurancereinsurance | HIGHMARK, INC | 934 | $557K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 934 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.