| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC.-LAROCC | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | BLUE CROSS BLUE SHIELD OF FLORIDA | $25K | — | $25K | 4.76% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC.-LAROCC | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | HEALTH OPTIONS | $15K | — | $15K | 3.51% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | PROSPERITY LIFE | $19K | — | $19K | 12.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 9.40% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $877 | $877 | 1.61% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.46% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.42% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT PO BOX 736061 CHICAGO, ID 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $952 | $952 | 5.89% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $700 | $700 | 4.94% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 7.80% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $237 | $237 | 1.82% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 20.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $469 | $469 | 6.27% |
| INTEGRATED ENROLLMENT & TECHNOLOGY3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $374 | $374 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, ID 606736061 | COMPBENEFITS COMPANY | $645 | — | $645 | 9.09% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | COMPBENEFITS COMPANY | — | $366 | $366 | 5.16% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 20.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $307 | $307 | 5.46% |
| INTEGRATED ENROLLMENT & TECHNOLOGY3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $281 | $281 | 4.99% |
| RSC INSURANCE BROKERAGE INC3 | AMS- LEGACY DIRECT BILL RECEIPT LO PO BOX 736061 CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $917 | — | $917 | 20.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $283 | $283 | 6.17% |
| INTEGRATED ENROLLMENT & TECHNOLOGY3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $229 | $229 | 4.99% |
| LAROCCA AND ASSOCIATES INC3 Filed as: LAROCCA & ASSOCIATES | — | BENEFLEX DBA CLARITY BENEFIT SOLUTIONS | — | — | $0 | — |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | -$10 | $936 | $926 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 185 | $1.1M |
| Dental(3 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 89 | $68K |
| Vision | HUMANA INSURANCE COMPANY | 107 | $13K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 184 | $30K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 73 | $21K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 184 | $27K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 72 | $966K |
| Other(7 contracts, 3 carriers) | PROSPERITY LIFE | 185 | $208K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.