| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $13K | — | $13K | 18.99% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $10K | $10K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $3K | — | $3K | 22.97% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $2K | $2K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $1K | — | $1K | 22.99% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $732 | $732 | 14.51% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | 4 EVER LIFE INSURANCE COMPANY | $978 | — | $978 | 22.98% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $617 | $617 | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | 4 EVER LIFE INSURANCE COMPANY | $198 | — | $198 | 22.94% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $125 | $125 | 14.48% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 79203 | BSC INSURANCE COMPANY | — | $0 | $0 | — |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BSC INSURANCE COMPANY | $0 | — | $0 | — |
| VERISOURCE SERVICES INC. Filed as: VERISOURCE SERVICES INC | 7600 W TIDWELL RD #700 HOUSTON, TX 77040 | BSC INSURANCE COMPANY | — | $0 | $0 | — |
| FIRST HEALTH | 750 RIVERPOINT DRIVE WEST SACRAMENTO, CA 95605 | BSC INSURANCE COMPANY | — | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 117 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCS INSURANCE COMPANY | 74 | $67K |
| Dental | BCS INSURANCE COMPANY | 58 | $14K |
| Vision | BCS INSURANCE COMPANY | 45 | $5K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY | 31 | $863 |
| Short-term disability | 4 EVER LIFE INSURANCE COMPANY | 30 | $4K |
| Stop-loss / reinsurancereinsurance | BSC INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.