| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $20K | — | $20K | 18.99% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $15K | $15K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $4K | — | $4K | 22.98% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $3K | $3K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BCS INSURANCE COMPANY | $2K | — | $2K | 23.00% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $1K | $1K | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | 4 EVER LIFE INSURANCE COMPANY | $1K | — | $1K | 22.97% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $902 | $902 | 14.50% |
| INSURANCE APPLICATIONS GROUP3 | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | 4 EVER LIFE INSURANCE COMPANY | $298 | — | $298 | 23.01% |
| PLAN ADMINISTRATORS, INC5 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $188 | $188 | 14.52% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 79203 | BSC INSURANCE COMPANY | — | $109 | $109 | 545.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST., SUITE 605 GREENVILLE, SC 29615 | BSC INSURANCE COMPANY | $85 | — | $85 | 425.00% |
| FIRST HEALTH | 750 RIVERPOINT DRIVE WEST SACRAMENTO, CA 95605 | BSC INSURANCE COMPANY | — | $68 | $68 | 340.00% |
| VERISOURCE SERVICES INC. Filed as: VERISOURCE SERVICES INC | 7600 W TIDWELL RD #700 HOUSTON, TX 77040 | BSC INSURANCE COMPANY | — | $10 | $10 | 50.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTRATORS, INC. EIN 57-0718839 NONE | Plan Administrator Service code 14 | 17 TECHNOLOGY CIRCLE, SUITE E2AG COLUMBIA, SC 29203 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCS INSURANCE COMPANY | 117 | $105K |
| Dental | BCS INSURANCE COMPANY | 79 | $19K |
| Vision | BCS INSURANCE COMPANY | 67 | $7K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY | 57 | $1K |
| Short-term disability | 4 EVER LIFE INSURANCE COMPANY | 40 | $6K |
| Stop-loss / reinsurancereinsurance | BSC INSURANCE COMPANY | 0 | $20 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.