| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCE | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | QCA HEALTH PLAN | $49K | — | $49K | 2.03% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIAL SERVICES IN | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | DELTA DENTAL PLAN OF ARKANSAS | $13K | — | $13K | 6.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 5205MARYLAND WAY SUITE 300 BRENTWOOD, TN 37027 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 2.11% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIAL SERVICES IN | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | PRINCIPAL LIFE INSURANCE COMPANY | $29K | — | $29K | 15.04% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIAL SERVICES LL | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | COMPBENEFITS | $8K | — | $8K | 18.61% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | ALLSTATE | $4K | — | $4K | 24.26% |
| CHARLES PEYTON HENRY3 | 299 PHILLIP ROAD OXFORD, MS 38655 | ALLSTATE | $371 | — | $371 | 2.47% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | ALLSTATE | $8 | — | $8 | 0.05% |
| AF SMITH & ASSOCIATES3 | 14 MASTERS CIRCLE LITTLE ROCK, AR 72212 | ALLSTATE | $1 | — | $1 | 0.01% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIALS | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 53.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $838 | — | $838 | 5.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 391 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 344 | $2.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 351 | $216K |
| Vision | COMPBENEFITS | 334 | $45K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $194K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $194K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $194K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 351 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.