| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 313 NORTH CANYON STREET CARLSBAD, NM 88220 | BLUECROSS BLUESHIELD OF NEW MEXICO | $37K | $0 | $37K | 4.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 580 NORTH BANK LANE LAKE FOREST, IL 60045 | DELTA DENTAL OF NEW MEXICO | $4K | $0 | $4K | 8.07% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $2K | $3K | 10.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $258 | $3K | 9.80% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $970 | $173 | $1K | 3.67% |
| FABIOLA VILLA3 | 232 THREE RIVERS DRIVE EL PASO, TX 79912 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $839 | $62 | $901 | 2.89% |
| LUISA IVETH DE STEFANO3 | 1265 WOUTHWESTERN DRIVE EL PASO, TX 79912 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $566 | $51 | $617 | 1.98% |
| LISA V. DOMINGUEZ AND OTHER AGENTS3 | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $423 | $122 | $545 | 1.75% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $327 | $151 | $478 | 1.53% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 8.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $158 | $2K | 7.81% |
| DAMON DREW GRAHAM3 | 327 NORTH MAIN STREET ROSEWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $956 | $0 | $956 | 3.64% |
| MICHAEL E. HERNANDAZ3 | 205 WEST 7TH STREET ROSWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $593 | $0 | $593 | 2.26% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $327 | $53 | $380 | 1.45% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $217 | $100 | $317 | 1.21% |
| LISA V. DOMINGUEZ AND OTHER AGENTS3 | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $215 | $24 | $239 | 0.91% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $811 | $542 | $1K | 6.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $85 | $1K | 5.92% |
| SYLVIA RODRIGUEZ3 | PO BOX 1925 MESILLA PARK, NM 88047 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $311 | $0 | $311 | 1.49% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $206 | $30 | $236 | 1.13% |
| MJ INSURANCE3 Filed as: VANESSA CARRASCO AND VARIOUS AGENTS | 1516 JIM COLBERT LANE EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $208 | $25 | $233 | 1.12% |
| PRISCILLA MARTINEZ3 | 1305 ROBERTS DRIVE LAS CRUCES, NM 88005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $215 | $0 | $215 | 1.03% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $104 | $48 | $152 | 0.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $719 | $0 | $719 | 3.54% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $648 | $63 | $711 | 3.50% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $229 | $6 | $235 | 1.16% |
| LUISA IVETH DE STEFANO3 | 1265 WOUTHWESTERN DRIVE EL PASO, TX 79912 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $112 | $0 | $112 | 0.55% |
| FABIOLA VILLA3 | 232 THREE RIVERS DRIVE EL PASO, TX 79912 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $90 | $1 | $91 | 0.45% |
| ANGELA RENEE HERNANDEZ3 Filed as: ANGELA HERNANDEZ AND OTHER AGENTS | 12613 PASCO RAE AVENUE EL PASO, TX 79928 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $88 | $1 | $89 | 0.44% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $61 | $3 | $64 | 0.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $889 | $0 | $889 | 4.70% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $427 | $43 | $470 | 2.49% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $100 | $2 | $102 | 0.54% |
| MICHAEL E. HERNANDAZ3 | 205 WEST 7TH STREET ROSWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $97 | $0 | $97 | 0.51% |
| DAMON DREW GRAHAM3 | 327 NORTH MAIN STREET ROSEWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $91 | $0 | $91 | 0.48% |
| RON ROSENSTEIN3 | 3711 NORTH STANTON STREET EL PASO, TX 79902 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $84 | $3 | $87 | 0.46% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $60 | $0 | $60 | 0.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $559 | $0 | $559 | 4.10% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $407 | $68 | $475 | 3.48% |
| SYLVIA RODRIGUEZ3 | PO BOX 1925 MESILLA PARK, NM 88047 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $125 | $0 | $125 | 0.92% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $119 | $5 | $124 | 0.91% |
| MJ INSURANCE3 Filed as: RON ROSENSTEIN AND VARIOUS AGENTS | 3711 NORTH STANTON STREET EL PASO, TX 79902 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $74 | $0 | $74 | 0.54% |
| MARIA GRACIELA PAMANES3 | 1660 FORGAN WAY EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $40 | $3 | $43 | 0.32% |
| MERKI BENEFITS ADMINISTRATION LLC3 | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16 | $12 | $28 | 0.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | PO BOX 844663 DALLAS, TX 75284 | VISION SERVICE PLAN | $591 | $0 | $591 | 5.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SERVICES | PO BOX 2158 RIVERSIDE, CA 92516 | VISION SERVICE PLAN | $165 | $0 | $165 | 1.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEW MEXICO | 121 | $856K |
| Dental | DELTA DENTAL OF NEW MEXICO | 141 | $53K |
| Vision | VISION SERVICE PLAN | 83 | $10K |
| Life insurance(6 contracts) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 23 | $131K |
| Prescription drug | BLUECROSS BLUESHIELD OF NEW MEXICO | 121 | $856K |
| Other(6 contracts) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 23 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.