| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MJ INSURANCE3 Filed as: VANESSA CARRASCO AND VARIOUS AGENTS | 11678 DOS PALMAS, UNIT B EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $880 | $6K | 9.18% |
| G ZUBIA ENTERPRISES INC3 Filed as: G. ZUBIA ENTERPRISES INC. | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $2K | $5K | 8.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 6701 CENTER DRIVE WEST LOS ANGELES, CA 90045 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 4.02% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $265 | $2K | 2.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | PO BOX 844663 DALLAS, TX 75284 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $842 | $0 | $842 | 1.32% |
| ADRIANA CORONADO3 | 354 DENTON STREET CLINT, TX 79836 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $423 | $105 | $528 | 0.83% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $490 | $14 | $504 | 0.79% |
| MICHAEL E. HERNANDAZ3 Filed as: MICHAEL E. HERNANDEZ | 702 NORTH RICHARDSON AVENUE ROSWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $475 | $0 | $475 | 0.75% |
| DAMON DREW GRAHAM3 | 114 EAST 4TH STREET ROSWELL, NM 88201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $416 | $0 | $416 | 0.65% |
| ADRIANA CORONADO3 Filed as: ADRIANA CORONADO AND OTHER AGENTS | 354 DENTON STREET CLINT, TX 79836 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $239 | $85 | $324 | 0.51% |
| MJ INSURANCE3 Filed as: ANDRES LOPEZ AND VARIOUS AGENTS | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $145 | $115 | $260 | 0.41% |
| VANESSA CARRASCO3 | 11678 DOS PALMAS, UNIT B EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $213 | $0 | $213 | 0.33% |
| ANGELA RENEE HERNANDEZ3 | 1115 JOHN PHELAN EL PASO, TX 79936 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $169 | $26 | $195 | 0.31% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $135 | $7 | $142 | 0.22% |
| SYLVIA RODRIGUEZ3 | PO BOX 1925 MESILLA PARK, NM 88047 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | $0 | $80 | 0.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | PO BOX 844663 DALLAS, TX 75284 | VISION SERVICE PLAN | $718 | $0 | $718 | 7.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 66 | $9K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 26 | $64K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 26 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 66 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.