| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $15K | $970 | $16K | 15.80% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S. 8TH ST., STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.79% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $12K | $774 | $13K | 15.77% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 SO. 8TH ST. STE. 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $1K | $1K | 1.75% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $7K | $451 | $8K | 15.66% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S. 8TH ST., STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $820 | $820 | 1.68% |
| JOHN G CATE3 | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $158 | — | $158 | 2.89% |
| TERESA BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $111 | — | $111 | 2.03% |
| RICHARD T DIXON3 | 6277 GREY FOX LN SPERRY, OK 74073 | AFLAC | $64 | — | $64 | 1.17% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR STE 680 WICHITA, KS 67207 | AFLAC | $43 | — | $43 | 0.79% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11218 JOHN GALT BLVD STE 101 OMAHA, NE 68137 | AFLAC | $35 | — | $35 | 0.64% |
| WILLINGHAM INC3 Filed as: WILLINGHAM INC. | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $30 | — | $30 | 0.55% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $26 | — | $26 | 0.48% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $25 | — | $25 | 0.46% |
| JOHN C MAGNUSON3 | PO BOX 8 LINDSBORG, KS 67546 | AFLAC | $22 | — | $22 | 0.40% |
| JAMES HOMER COOK3 | 1050 N GRETCHEN LN WICHITA, KS 67206 | AFLAC | $19 | — | $19 | 0.35% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $11 | — | $11 | 0.20% |
| ROBERT BURNS FAUGHT JR3 | PO BOX 4566 TOPEKA, KS 66604 | AFLAC | $8 | — | $8 | 0.15% |
| PERRY HENAULT3 | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $3 | — | $3 | 0.05% |
| CURTIS R HARRIS3 | 4810 FORT STOCKTON DR CORPUS CHRISTI, TX 78413 | AFLAC | $3 | — | $3 | 0.05% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $3 | — | $3 | 0.05% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $3 | — | $3 | 0.05% |
| JOSEPH WESLEY WILLINGHAM3 | 1502 N METCALF RD LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.04% |
| MICHAEL SHAWN CRAWFORD3 | 1014 WELLINGTON ROAD LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.02% |
| LYNN E MOLLER3 | 332 E 1ST ST N WICHITA, KS 67202 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 489 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 489 | $99K |
| Short-term disability(2 contracts) | STANDARD INSURANCE COMPANY | 486 | $129K |
| Long-term disability | STANDARD INSURANCE COMPANY | 486 | $80K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 489 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.