| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $13K | $924 | $14K | 16.07% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC. | 80 S. 8TH STREET, STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 2.86% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $10K | $385 | $10K | 15.28% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC. | 80 S. 8TH ST. STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $1K | $1K | 1.54% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 641410249 | STANDARD INSURANCE COMPANY | $6K | $253 | $6K | 15.50% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC. | 80 S. 8TH ST., STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | — | $674 | $674 | 1.76% |
| TERESA BURNETT3 | 1112 E JAMES ST. DERBY, KS 67037 | AFLAC | $216 | $71 | $287 | 4.08% |
| JOHN G CATE3 Filed as: JOHN G. CATE | 4246 N. SWEET BAY ST. WICHITA, KS 67226 | AFLAC | $197 | — | $197 | 2.80% |
| MICHAEL SHAWN CRAWFORD3 | 1014 WELLINGTON RD LAWRENCE, KS 66049 | AFLAC | $131 | — | $131 | 1.86% |
| JUTIN C CARSON3 | 7701 E KELLOGG DRIVE STE 680 WICHITA, KS 67207 | AFLAC | $82 | $14 | $96 | 1.36% |
| RICHARD T DIXON3 Filed as: RICHARD T. DIXON | 6277 GREY FOX LANE SPERRY, OK 74073 | AFLAC | $78 | — | $78 | 1.11% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $43 | $14 | $57 | 0.81% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | AFLAC | $44 | — | $44 | 0.63% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $36 | — | $36 | 0.51% |
| JOHN C MAGNUSON3 | PO BOX 8 LINDSBORG, KS 67456 | AFLAC | $31 | — | $31 | 0.44% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $31 | — | $31 | 0.44% |
| JAMES HOMER COOK3 | 1050 N GRETCHEN LN WICHITA, KS 67206 | AFLAC | $24 | — | $24 | 0.34% |
| ROBERT BURNS FAUGHT JR3 | 1432 SW BIRCH LN TOPEKA, KS 66615 | AFLAC | $22 | — | $22 | 0.31% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $15 | — | $15 | 0.21% |
| PERRY HENAULT3 | 220 SW 33RD ST STE 101 TOPEKA, KS 66611 | AFLAC | $15 | — | $15 | 0.21% |
| CURTIS R HARRIS3 | 4810 FORT STOCKTON DR CORPUS CHRISTI, TX 78413 | AFLAC | $4 | — | $4 | 0.06% |
| JOSEPH WESLEY WILLINGHAM3 | 1502 N METCALF RD LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.03% |
| TIMOTHY FRANCIS RANUIO3 | 4420 SPRINGWOOD DRIVE NAPA, CA 94558 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $1 | — | $1 | 0.01% |
| KENNETH D MORRIS JR3 Filed as: KENNETH D MORIS JR | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 431 | $86K |
| Short-term disability | STANDARD INSURANCE COMPANY | 300 | $38K |
| Long-term disability | STANDARD INSURANCE COMPANY | 426 | $67K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 431 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 431 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.