| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 11.44% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | $896 | $6K | 11.64% |
| MORFAR STRATEGIES INC3 | 10380 NW 52ND STREET CORAL SPRINGS, FL 33076 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $237 | $257 | $494 | 13.98% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $276 | $113 | $389 | 11.01% |
| PEACOCK FINANCIALS INC3 | 11830 NW 32ND MANOR SUNRISE, FL 33323 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $117 | $193 | $310 | 8.77% |
| LISA M RUSSEY3 Filed as: LISA RUSSEY | 10380 NW 52ND STREET CORAL SPRINGGS, FL 33076 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $57 | $33 | $90 | 2.55% |
| LAWRENCE DAVID FURNISS3 Filed as: LAWRENCE FURNISS | 9022 SW 123RD COURT APARTMENT O-402 MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $74 | $0 | $74 | 2.09% |
| HERITAGE FINANCIAL AND OTHER AGENTS3 | 5200 BLUE LAGOON DRIVE MIAMI, FL 33126 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $60 | $0 | $60 | 1.70% |
| ESQUEN INSURANCE GROUP CORP3 Filed as: ESQUEN INSURANCE GROUP CORP. | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $0 | $25 | 0.71% |
| MORFAR STRATEGIES INC3 | 10380 NW 52ND STREET CORAL SPRINGS, FL 33076 | THE PAUL REVERE LIFE INSURANCE COMPANY | $247 | $259 | $506 | 20.28% |
| LISA M RUSSEY3 Filed as: LISA RUSSEY | 10380 NW 52ND STREET CORAL SPRINGGS, FL 33076 | THE PAUL REVERE LIFE INSURANCE COMPANY | $64 | $0 | $64 | 2.57% |
| PEACOCK FINANCIALS INC3 | 11830 NW 32ND MANOR SUNRISE, FL 33323 | THE PAUL REVERE LIFE INSURANCE COMPANY | $63 | $0 | $63 | 2.53% |
| TRESSA VADETTE DARGAN JASPER3 Filed as: TRESSA JASPER | 13760 SOUTHGATE STREET SPRINGFIELD GARDENS, NY 11413 | THE PAUL REVERE LIFE INSURANCE COMPANY | $21 | $0 | $21 | 0.84% |
| LAWRENCE DAVID FURNISS3 Filed as: LAWRENCE FURNISS | 9022 SW 123RD COURT APARTMENT O-402 MIAMI, FL 33186 | THE PAUL REVERE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.72% |
| MJ INSURANCE3 Filed as: JUDITH VIDAL AND VARIOUS AGENTS | 7280 STIRLING ROAD, APARTMENT 105 HOLLYWOOD, FL 33024 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.32% |
| ESQUEN INSURANCE GROUP CORP3 Filed as: ESQUEN INSURANCE GROUP CORP. | 14552 SW 152ND PLACE MIAMI, FL 33196 | THE PAUL REVERE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 101 | $49K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 101 | $49K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $66K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $66K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $66K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.