| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $39K | $39K | 4.02% |
| SOLV RISK SOLUTIONS LLC3 Filed as: SOLV RISK SOLUTIONS | 24275 KATY FREEWAY SUITE 400 KATY, TX 77494 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $5K | $5K | 0.47% |
| PROF ENROLLMENT CONCEPTS INC3 Filed as: PROF. ENROLLMENT CONCEPTS, INC. | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $2K | $14K | 16.13% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75261 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 6.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $381 | $5K | 5.67% |
| BRYAN INGLIS3 Filed as: BRYAN J. INGLIS | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $704 | $0 | $704 | 0.82% |
| ALLEN BAKER3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $566 | $0 | $566 | 0.66% |
| BRANDON PENKO3 Filed as: BRANDON T. PENKO | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $501 | $0 | $501 | 0.58% |
| BRENNAN D BAKER3 Filed as: BRENNAN D. BAKER | 5815 WASHING AVENUE C HOUSTON, TX 77007 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $232 | $0 | $232 | 0.27% |
| ALLISON A WISE3 Filed as: ALLISON A. WISE | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26 | $0 | $26 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 8.06% |
| UNKNOWN | UNKNOWN AUSTIN, TX 78701 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 5.05% |
| SOLV RISK SOLUTIONS LLC3 Filed as: SOLV RISK SOLUTIONS | 24275 KATY FREEWAY SUITE 400 KATY, TX 77494 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 1.94% |
| PROF ENROLLMENT CONCEPTS INC3 Filed as: PROF. ENROLLMENT CONCEPTS, INC. | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $366 | $7K | 48.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $59 | $2K | 16.87% |
| BRYAN INGLIS3 Filed as: BRYAN JAMES INGLIS | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $390 | $0 | $390 | 2.71% |
| ALLEN BAKER3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $302 | $302 | 2.10% |
| BRANDON PENKO3 Filed as: BRANDON T. PENKO | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $250 | $0 | $250 | 1.74% |
| ALLISON WISE AND OTHER AGENTS3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77007 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14 | $130 | $144 | 1.00% |
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | PO BOX 6824 GRAND RAPIDS, MI 49516 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $20 | $20 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 224 | $980K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 154 | $63K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 154 | $63K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $101K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $86K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $86K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 224 | $980K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.