| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS4 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | UNITED HEALTHCARE INSURANCE COMPANY | — | $80K | $80K | 5.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $2K | $15K | 12.16% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $2K | $8K | 6.67% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN. INC. | 101 S. GARLAND AVE., STE. 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.26% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $5K | 14.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 442869381 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $920 | $3K | 14.00% |
| ASSUREDPARTNERS9 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $366 | $2K | 19.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 442869381 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $515 | $0 | $515 | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $608 | $162 | $770 | 18.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $494 | $132 | $626 | 19.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 134 | $1.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $119K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $119K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 153 | $33K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 157 | $23K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 153 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.