| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | UNITED HEALTHCARE INSURANCE COMPANY | — | $74K | $74K | 5.33% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $16 | $12K | 10.26% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN. INC. | 101 S. GARLAND AVE., STE. 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 3.12% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $473 | $3K | 2.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $458 | $3K | 2.66% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $5K | 14.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 442869381 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $954 | $3K | 14.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $309 | $1K | 18.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $534 | — | $534 | 9.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $661 | $176 | $837 | 18.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $419 | $112 | $531 | 19.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 235 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 344 | $118K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 344 | $118K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $32K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $24K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.