| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SECURANCE CORPORATION AGENCY3 | 10205 WESTHEIMER ROAD #1100 HOUSTON, TX 77042 | BLUECROSS BLUESHIELD OF TEXAS | — | $5K | $5K | 0.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 550 SOUTH CALDWELL STREET CHARLOTTE, NC 28202 | BLUECROSS BLUE SHIELD OF TEXAS | $29K | — | $29K | 8.18% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORPORTATION AGENCY | 10205 WESTHEIMER ROAD #1100 HOUSTON, TX 77042 | BLUECROSS BLUE SHIELD OF TEXAS | $7K | $5K | $12K | 3.28% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FWY SUITE 400 HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $36K | $10K | $46K | 19.30% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $28K | $8K | $37K | 19.42% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $4K | $18K | 19.07% |
| ENROLLMENT ALLIANCE LLC5 | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 4.09% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $4K | $21K | 24.66% |
| ENROLLMENT ALLIANCE LLC3 | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5080 SPECTRUM DRIVE SUITE 900 E ADDISON, TX 75001 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | $6K | — | $6K | 10.95% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORP | 10205 WESTHEIMER RD, STE 1100 HOUSTON, TX 77042 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | -$3 | — | -$3 | -0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $2K | $11K | 24.40% |
| ENROLLMENT ALLIANCE LLC5 | 1724 E 5TH AVENUE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 22.55% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $719 | $3K | 19.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,002 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,002 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 827 | $6.7M |
| Dental | BLUECROSS BLUE SHIELD OF TEXAS | 1,101 | $358K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | 1,064 | $57K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,002 | $114K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 359 | $239K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 224 | $189K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,002 | $244K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,101 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.