| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | — | $26K | 0.71% |
| SECURANCE CORPORATION AGENCY3 | 10205 WESTHEIMER ROAD SUITE 1100 HOUSTON, TX 77042 | RELIASTAR LIFE INSURANCE COMPANY | $45K | — | $45K | 11.65% |
| T2B SOLUTIONS INC.3 | PO BOX 43 INDIANOLA, IA 50125 | RELIASTAR LIFE INSURANCE COMPANY | — | $65 | $65 | 0.02% |
| SECURE BENEFITS, LLC3 Filed as: SECURE CORP | 3100 SOUTH GESSNER ROAD SUITE 560 HOUSTON, TX 77063 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 7.01% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORP | 10205 WESTHEIMER ROAD SUITE 1100 HOUSTON, TX 77042 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $394 | — | $394 | 0.83% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF, SEIBELS & WILLIAMS | 5080 SPECTRUM DRIVE ADDISON, TX 75001 | FIDELITY SECURITY LIFE INSURANCE COMPANY | -$263 | — | -$263 | -0.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 716 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 721 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 952 | $3.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 952 | $3.7M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 875 | $47K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 691 | $387K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 691 | $387K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 691 | $387K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 691 | $387K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.