| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | 3 PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | $12K | $41K | 14.33% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $8K | $8K | 2.88% |
| GCG FINANCIAL LLC3 Filed as: THE ALERA GROUP | UNKNOWN WICHITA, KS 67209 | SURENCY LIFE AND HEALTH | $8K | $0 | $8K | 8.12% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | 3 PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 9.14% |
| VANESSA L TORRES3 | 5316 ARLINGTON CIRCLE HANOVER PARK, IL 60133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 8.82% |
| JUSTIN C CARSON3 | 7701 E KELLOGG, SUITE 680 WICHITA, KS 67207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $553 | $0 | $553 | 0.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $323 | $0 | $323 | 0.46% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN AND OTHER AGENTS | 515 SOUTH MAIN STREET, SUITE 105 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | $0 | $270 | 0.38% |
| THE PROFECTUS GROUP LLC3 Filed as: THE PROFECTUS GROUP, LLC | 30 WEST RUSSELL ROAD COLUMBUS, OH 43215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | $0 | $126 | 0.18% |
| CALEB GILMOUR3 | 515 SOUTH MAIN, SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | $0 | $120 | 0.17% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | 3 PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 7.08% |
| ANNA MARINEZ3 | 325 W HURON STREET, SUITE 215 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.12% |
| NIKERINA INC3 | 303 WEST ERIE CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.72% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL AND ASSOCIATES | 303 WEST ERIE STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $575 | $0 | $575 | 0.93% |
| DANIEL A MARINEZ3 | 3761 SOUTH MORGAN STREET, UNIT C CHICAGO, IL 60609 | CONTINENTAL AMERICAN INSURANCE COMPANY | $551 | $0 | $551 | 0.89% |
| NASCA & ASSOCIATES3 Filed as: NASCA AND ASSOCIATES | 303 WEST ERIE STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | $0 | $153 | 0.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1031 WEST 4TH AVENUE, SUITE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 745 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 747 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SURENCY LIFE AND HEALTH | 359 | $95K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 745 | $287K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 745 | $287K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 745 | $419K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 745 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.