| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 1027 CLEARWATER, FL 337554151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $32K | $17K | $49K | 16.14% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: THE ALIANT INSURANCE GROUP LLC | 600 CLEVELAND ST STE 600 CLEARWATER, FL 337554151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 2.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 600 CLEVELAND STREET SUITE 600 CLEARWATER, FL 337554151 | DELTA DENTAL INSURANCE COMPANY | $20K | — | $20K | 7.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL INSURANCE COMPANY | $4K | — | $4K | 1.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 600 CLEVELAND STREET SUITE 600 CLEARWATER, FL 337554151 | HM LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 1027 CLEARWATER, FL 33757 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $7K | 15.21% |
| TRIOGY BENEFITS CONSULTING LLC3 | 5908 HAMMOCK WOODS DRIVE ODESSA, FL 33556 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $397 | $4K | 9.07% |
| JARRET THOMAS HONAHAN3 | 7 HARBOR OAKS CIRCLE SAFETY HARBOR, FL 34695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $890 | $431 | $1K | 2.79% |
| CHRISTOPHER A DANIELS3 | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $358 | $627 | $985 | 2.08% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL NATHAN AQUILINO | 16228 PEBBLEBROOK DRIVE TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $503 | $127 | $630 | 1.33% |
| CORCORAN & HOYT LLC3 | 7 HARBOR OAKS CIRCLE SAFETY HARBOR, FL 34695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $308 | $281 | $589 | 1.24% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 | 5911 85TH TERRACE N PINELLAS PARK, FL 33781 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $468 | $109 | $577 | 1.22% |
| DANIELS SOLUTIONS LLC3 | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $124 | $358 | $482 | 1.02% |
| SCHMIDT BENEFIT GROUP INC3 | 512 LYONS BAY ROAD NOKOMIS, FL 34275 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 600 CLEVELAND STREET SUITE 600 CLEARWATER, FL 337554151 | DELTA DENTAL INSURANCE COMPANY | $2K | — | $2K | 10.04% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL INSURANCE COMPANY | $309 | — | $309 | 1.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 643 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 644 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 657 | $287K |
| Vision | HM LIFE INSURANCE COMPANY | 658 | $71K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 594 | $303K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 594 | $303K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 594 | $303K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 594 | $351K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.