| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES G PARKER INS ASSOCIATES3 Filed as: JAMES G. PARKER INS. ASSOCIATES | 1753 EAST FIR AVENUE FRESNO, CA 93650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $1K | $10K | 17.34% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BOULEVARD, 2ND FLOOR HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 5.00% |
| JAMES G PARKER INS ASSOCIATES3 Filed as: JAMES G. PARKER INS. ASSOCIATES | 1753 EAST FIR AVENUE FRESNO, CA 93650 | DELTA DENTAL OF CALIFORNIA | $6K | $0 | $6K | 31.16% |
| CUSTOM INSURANCE SPECIALISTS INC3 Filed as: CUSTOM INSURANCE SPECIALISTS, INC. | 886 EAST 3200 NORTH KAMAS, UT 84036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $53 | $1K | 9.17% |
| JAMES G PARKER INS ASSOCIATES3 Filed as: JAMES G. PARKER INS. ASSOCIATES | PO BOX 3947 FRESNO, CA 93650 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.11% |
| DESIREE ROBERTSON3 | 5691 SOUTH STONE BLUFF WAY SALT LAKE CITY, UT 84118 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $486 | $0 | $486 | 3.28% |
| JILL HUGHES3 | 6510 SOUTH TAMRA DRIVE TAYLORSVILLE, UT 84129 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $384 | $39 | $423 | 2.85% |
| DOROTHY RING3 | 8300 PLAZA GATE LANE, SUITE 1184 JACKSONVILLE, FL 32217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $190 | $14 | $204 | 1.38% |
| MORETON & COMPANY3 Filed as: FRED A. MORETON & COMPANY | PO BOX 58139 SALT LAKE CITY, UT 84158 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $79 | $4 | $83 | 0.56% |
| MJ INSURANCE3 Filed as: PATTI A. VINCENT AND VARIOUS AGENTS | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35 | $40 | $75 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 99 | $20K |
| Vision | DELTA DENTAL OF CALIFORNIA | 99 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $60K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $60K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $60K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.