Welfare broker

JAMES G PARKER INS ASSOCIATES

Mailing address (most recent filing)

PO BOX 3947

FRESNO, CA 93650

Total comp: $277K
Commissions: $268K
Fees: $10K
Filings: 13
Sponsors: 13

Carrier mix

Where JAMES G PARKER INS ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY14.3%
UNITED HEALTHCARE INSURANCE COMPANY14.3%
PAN-AMERICAN LIFE INSURANCE COMPANY14.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY14.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA14.3%
BLUE CROSS OF CALIFORNIA14.3%
AMERITAS LIFE INSURANCE CORP.14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$977K	14.3%
UNITED HEALTHCARE INSURANCE COMPANY	1	$1.4M	14.3%
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$9K	14.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$94K	14.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$222K	14.3%
BLUE CROSS OF CALIFORNIA	1	$1.3M	14.3%
AMERITAS LIFE INSURANCE CORP.	1	$178K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	5	$2.7M	0.1%	9.11x
UT	1	$94K	0.1%	18.78x
CO	1	$1.4M	0.1%	11.61x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES G PARKER INS ASSOCIATES's plans by broker comp / premium ratio. Median 8.59% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of JAMES G PARKER INS ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where JAMES G PARKER INS ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
POLICING EQUITY POLICING EQUITY HEALTH & WELFARE PLAN	CO	$1.4M	$119K	UNITED HEALTHCARE INSURANCE COMPANY
CALIFORNIA HEALTH SCIENCES UNIVERSITY LLC CALIFORNIA HEALTH SCIENCES UNIVERSITY LLC HEALTH & WELFARE PLAN	CA	$1.3M	$78K	BLUE CROSS OF CALIFORNIA
EMPOWER SOLAR INC EMPOWER SOLAR INC. HEALTH & WELFARE PLAN	CA	$977K	$49K	UNITEDHEALTHCARE INSURANCE COMPANY
TETER, INC. TETER, INC. HEALTH & WELFARE BENEFIT PLAN	CA	$222K	$26K	NATIONAL GUARDIAN LIFE INSURANCE COMPANY
VETERANS TRADING COMPANY INC. VETERANS TRADING COMPANY BENEFITS PLAN	UT	$94K	$23K	UNITED OF OMAHA LIFE INSURANCE COMPANY
JASMINE VINEYARDS, INC. JASMINE VINEYARDS, INC. HEALTH & WELFARE PLAN	CA	$9K	$21K	PAN-AMERICAN LIFE INSURANCE COMPANY
MONTEREY PENINSULA SURGERY CENTER, LLC MONTEREY PENINSULA SURGERY CENTER, LLC HEALTH & WELFARE PLAN	CA	$178K	$14K	AMERITAS LIFE INSURANCE CORP.