| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS INC | 2111 NORTHEAST HALSEY STREET PORTLAND, OR 97232 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $28K | $1K | $29K | 1.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 2000 SOUTH COLORADO BOULEVARD TOWER 2, SUITE 150 DENVER, CO 80222 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $18K | $0 | $18K | 0.87% |
| DENA DOONEY/DDI BENEFITS, INC.3 Filed as: DENA DOONEY | 2111 NORTHEAST HALSEY STREET PORTLAND, OR 97232 | KAISER FOUNDATION HEALTH PLAN INC | $8K | $0 | $8K | 2.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC | $5K | $0 | $5K | 1.81% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS INC | 2111 NORTHEAST HALSEY STREET PORTLAND, OR 97232 | LIFEMAP ASSURANCE COMPANY | $7K | $0 | $7K | 4.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 2000 SOUTH COLORADO BOULEVARD TOWER 2, SUITE 150 DENVER, CO 80222 | LIFEMAP ASSURANCE COMPANY | $4K | $0 | $4K | 2.29% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS INC | 2111 NORTHEAST HALSEY STREET PORTLAND, OR 97232 | VISION SERVICE PLAN | $740 | $0 | $740 | 2.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 2000 SOUTH COLORADO BOULEVARD TOWER 2, SUITE 150 DENVER, CO 80222 | VISION SERVICE PLAN | $724 | $0 | $724 | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 2000 SOUTH COLORADO BOULEVARD TOWER 2, SUITE 150 DENVER, CO 80222 | WILLAMETTE DENTAL OF IDAHO, INC. | $1K | $0 | $1K | 5.00% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS INC | 2111 NORTHEAST HALSEY STREET PORTLAND, OR 97232 | WILLAMETTE DENTAL INSURANCE, INC. | $1K | $0 | $1K | 4.91% |
| HEARTSEASE LLC3 | 1521 NORTHEAST 63RD AVENUE HILLSBORO, OR 97124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $815 | $2K | 12.32% |
| KAREN CLAY KUNKLER3 | 1709 NORTHWEST 45TH AVENUE CAMAS, WA 98607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $480 | $2K | 9.72% |
| WORKSITE BENEFITS GROUP INC3 | 112 NORTHWEST 114TH STREET VANCOUVER, WA 98685 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $343 | $431 | $774 | 4.52% |
| BENEFITS BY DESIGN INC3 | 2101 NORTHEAST 279TH STREET RIDGEFIELD, WA 98642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $381 | $143 | $524 | 3.06% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS INC | PO BOX 13090 PORTLAND, CO 97213 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | $0 | $173 | 1.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | 111 SOUTH TEJON STREET COLORADO SPRINGS, CO 80903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $169 | $0 | $169 | 0.99% |
| CHRISTINE LYNN MORGESTER3 Filed as: CHRISTINE MORGESTER & OTHER AGENTS | 14913 SOUTH SUNTERRA LOOP OREGON CITY, OR 97045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $108 | $20 | $128 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 314 | $2.4M |
| Dental(3 contracts, 3 carriers) | LIFEMAP ASSURANCE COMPANY | 321 | $203K |
| Vision | VISION SERVICE PLAN | 248 | $36K |
| Life insurance(2 contracts, 2 carriers) | LIFEMAP ASSURANCE COMPANY | 321 | $178K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 15 | $17K |
| Long-term disability | LIFEMAP ASSURANCE COMPANY | 321 | $161K |
| Prescription drug(3 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 314 | $2.4M |
| Other(2 contracts, 2 carriers) | LIFEMAP ASSURANCE COMPANY | 321 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.